Progrowth Bank: Bank Stress & Real-Estate Credit Exposure

At 100/100, Progrowth Bank's DLRadar bank-stress reading is severe; the institution is filed under FDIC Cert #8536. DLRadar builds the reading from the institution's federal call-report filings (capital, credit quality, earnings, real-estate exposure) and weights it by the markets it finances.

Seven-day momentum reads stable. Where the score is heading often matters more than where it sits, since tightening credit leads distress rather than follows it. Its lending reaches counties such as Blue Earth County, MN, Sibley County, MN, Nicollet County, MN, each tied back to DLRadar's distress signals. A severe score on a footprint this size means the markets Progrowth Bank touches inherit a corresponding share of that lending pressure. Progrowth Bank's score blends four call-report dimensions — capital, credit quality, earnings and property-loan concentration — into one 0–100 number, weighted by lending footprint, which is why it reads as a market signal rather than a generic solvency grade. Its footprint is compact and single-state: 39 ZIP codes in 3 counties over 1 states. It concentrates most in Minnesota (3 counties). Because Progrowth Bank is rescored on each quarterly FDIC filing and graded on the identical model applied to every U.S. bank, its 100/100 reading stays current and directly comparable — a like-for-like number across 1 state and against any other institution. DLRadar does not model Progrowth Bank in isolation: the 39-ZIP footprint is cross-referenced against foreclosure filings, tax-lien activity and ownership churn in each of those 3 counties, so a shift in the bank's severe posture can be read directly against on-the-ground distress. Because Progrowth Bank is held under Progressive Growth Corp, its financials are open to scrutiny and its trend can be independently checked.

For buyers, lender stress is an early map of supply: when Progrowth Bank pulls back, the counties it finances see stalled refinances, frozen construction credit, and owners sliding into distress. That makes bank stress a forward indicator — it points to tomorrow's distressed supply, not yesterday's.

DLRadar scores every FDIC-insured bank this way and links each lender to parcel-level foreclosure, tax-lien and ownership signals in the markets it serves. So you can act on distressed supply before the broader market prices it in — every figure here traces to a public federal source.