Northview Bank (FDIC #10956): Bank Stress & Real-Estate Credit Exposure
Northview Bank (FDIC Cert #10956): bank stress 56/100, moderate, STABLE over 7 days; parent FINLAYSON BANCSHARES INC.
Northview Bank (#10956) lends in 5 counties across 1 state; Northview Bank (#10956) reaches 111 ZIP codes: Minnesota 5 counties, 111 ZIPs.
Northview Bank (#10956) largest markets: St. Louis County, MN (52 branches, 52 ZIPs) (#10956), Itasca County, MN (60 branches, 30 ZIPs) (#10956), Pine County, MN (96 branches, 16 ZIPs) (#10956), Carlton County, MN (30 branches, 15 ZIPs) (#10956), Hubbard County, MN (10 branches, 10 ZIPs) (#10956).
Northview Bank (#10956) reports $469.7 million in total assets; Northview Bank (#10956) equity $51.0 million (10.9% of Northview Bank (#10956) assets); Northview Bank (#10956) domestic deposits $392.5 million; Northview Bank (#10956) net income $3.7 million; Northview Bank (#10956) return on assets 1.57%; Northview Bank (#10956) return on equity 14.79%; Northview Bank (#10956) net interest income $11.0 million; Northview Bank (#10956) call report June 30, 2026.
Northview Bank (#10956) noncurrent real-estate loans: none reported; Northview Bank (#10956) net charge-offs on real estate 0.52%; Northview Bank (#10956) residential charge-offs 2.52%.
Northview Bank (#10956) net interest margin 5.01% against an eight-quarter Northview Bank (#10956) average of 4.46% (Northview Bank (#10956) compression -0.55 points); Northview Bank (#10956) non-residential real estate 252.3% of equity; Northview Bank (#10956) rate-exposure score 40/100, Northview Bank (#10956) fixed-rate trap 40/100; Northview Bank (#10956) risk type credit driven; Northview Bank (#10956) rate regime rates elevated, Northview Bank (#10956) snapshot October 20, 2026.
Northview Bank (#10956) stress score moved from 59.1 on June 22, 2026 to 56.3 on October 20, 2026; Northview Bank (#10956) ranged 56.3 to 59.1 over 117 snapshots.
Northview Bank (#10956) alerts: 5 counties; top Northview Bank (#10956) alert scores: Cromwell County, MN 21 (low); Floodwood County, MN 21 (low); Grand Rapids County, MN 21 (low); Park Rapids County, MN 21 (low); Willow River County, MN 21 (low).