Liberty Bank Minnesota (FDIC #26891): Bank Stress & Real-Estate Credit Exposure
Liberty Bank Minnesota (FDIC Cert #26891): bank stress 72/100, elevated, STABLE over 7 days; parent LIBERTY FINL SERVICES ST CLOUD.
Liberty Bank Minnesota (#26891) lends in 3 counties across 1 state; Liberty Bank Minnesota (#26891) reaches 58 ZIP codes: Minnesota 3 counties, 58 ZIPs.
Liberty Bank Minnesota (#26891) largest markets: Stearns County, MN (132 branches, 33 ZIPs) (#26891), Wright County, MN (19 branches, 19 ZIPs) (#26891), Sherburne County, MN (9 branches, 9 ZIPs) (#26891).
Liberty Bank Minnesota (#26891) reports $290.2 million in total assets; Liberty Bank Minnesota (#26891) equity $26.9 million (9.3% of Liberty Bank Minnesota (#26891) assets); Liberty Bank Minnesota (#26891) domestic deposits $262.9 million; Liberty Bank Minnesota (#26891) net income $1.5 million; Liberty Bank Minnesota (#26891) return on assets 1.04%; Liberty Bank Minnesota (#26891) return on equity 10.97%; Liberty Bank Minnesota (#26891) net interest income $4.2 million; Liberty Bank Minnesota (#26891) call report June 30, 2026.
Liberty Bank Minnesota (#26891) noncurrent real-estate loans 0.02% of its book; Liberty Bank Minnesota (#26891) net charge-offs on real estate 0.00%.
Liberty Bank Minnesota (#26891) net interest margin 3.16% against an eight-quarter Liberty Bank Minnesota (#26891) average of 3.15% (Liberty Bank Minnesota (#26891) compression -0.02 points); Liberty Bank Minnesota (#26891) real-estate loans 1.5% of equity; Liberty Bank Minnesota (#26891) rate-exposure score 40/100, Liberty Bank Minnesota (#26891) fixed-rate trap 40/100; Liberty Bank Minnesota (#26891) risk type credit driven; Liberty Bank Minnesota (#26891) rate regime rates elevated, Liberty Bank Minnesota (#26891) snapshot October 20, 2026.
Liberty Bank Minnesota (#26891) stress score moved from 72.7 on June 22, 2026 to 72.4 on October 20, 2026; Liberty Bank Minnesota (#26891) ranged 72.4 to 72.7 over 117 snapshots.
Liberty Bank Minnesota (#26891) alerts: 3 counties; top Liberty Bank Minnesota (#26891) alert scores: Big Lake County, MN 25 (low); Monticello County, MN 25 (low); Waite Park County, MN 25 (low).