West Bank (FDIC #15614): Bank Stress & Real-Estate Credit Exposure

West Bank (FDIC Cert #15614): bank stress 69/100, elevated, STABLE over 7 days; parent WEST BCORP INC.

West Bank (#15614) lends in 7 counties across 2 states; West Bank (#15614) reaches 169 ZIP codes: Minnesota 4 counties, 85 ZIPs; Iowa 3 counties, 84 ZIPs.

West Bank (#15614) largest markets: Polk County, IA (210 branches, 42 ZIPs) (#15614), Stearns County, MN (33 branches, 33 ZIPs) (#15614), Dallas County, IA (25 branches, 25 ZIPs) (#15614), Johnson County, IA (24 branches, 24 ZIPs) (#15614), Olmsted County, MN (21 branches, 21 ZIPs) (#15614), Blue Earth County, MN (20 branches, 20 ZIPs) (#15614).

West Bank (#15614) reports $4.03 billion in total assets; West Bank (#15614) equity $378.1 million (9.4% of West Bank (#15614) assets); West Bank (#15614) domestic deposits $3.35 billion; West Bank (#15614) net income $24.2 million; West Bank (#15614) return on assets 1.19%; West Bank (#15614) return on equity 13.02%; West Bank (#15614) net interest income $52.9 million; West Bank (#15614) call report June 30, 2026.

West Bank (#15614) noncurrent real-estate loans: none reported; West Bank (#15614) net charge-offs on real estate 0.00%.

West Bank (#15614) net interest margin 2.78% against an eight-quarter West Bank (#15614) average of 2.44% (West Bank (#15614) compression -0.34 points); West Bank (#15614) rate-exposure score 40/100, West Bank (#15614) fixed-rate trap 40/100; West Bank (#15614) risk type credit driven; West Bank (#15614) rate regime rates elevated, West Bank (#15614) snapshot October 19, 2026.

West Bank (#15614) stress score moved from 68.6 on June 22, 2026 to 68.9 on October 19, 2026; West Bank (#15614) ranged 68.6 to 68.9 over 116 snapshots.

West Bank (#15614) alerts: 7 counties; top West Bank (#15614) alert scores: Coralville County, IA 23 (low); Mankato County, IA 23 (low); Owatonna County, IA 23 (low); Rochester County, IA 23 (low); Saint Cloud County, IA 23 (low).