Bank Iowa (FDIC #14521): Bank Stress & Real-Estate Credit Exposure
Bank Iowa (FDIC Cert #14521): bank stress 69/100, elevated, STABLE over 7 days; parent BANK IOWA CORP.
Bank Iowa (#14521) lends in 12 counties across 1 state; Bank Iowa (#14521) reaches 211 ZIP codes: Iowa 12 counties, 211 ZIPs.
Bank Iowa (#14521) largest markets: Polk County, IA (84 branches, 42 ZIPs) (#14521), Dallas County, IA (50 branches, 25 ZIPs) (#14521), Fayette County, IA (24 branches, 24 ZIPs) (#14521), Jasper County, IA (42 branches, 21 ZIPs) (#14521), Crawford County, IA (63 branches, 21 ZIPs) (#14521), Mahaska County, IA (40 branches, 20 ZIPs) (#14521).
Bank Iowa (#14521) reports $2.35 billion in total assets; Bank Iowa (#14521) equity $203.1 million (8.6% of Bank Iowa (#14521) assets); Bank Iowa (#14521) domestic deposits $1.97 billion; Bank Iowa (#14521) net income $15.4 million; Bank Iowa (#14521) return on assets 1.30%; Bank Iowa (#14521) return on equity 15.67%; Bank Iowa (#14521) net interest income $41.8 million; Bank Iowa (#14521) call report June 30, 2026.
Bank Iowa (#14521) noncurrent real-estate loans 0.01% of its book; Bank Iowa (#14521) multifamily 0.06%; Bank Iowa (#14521) residential 0.03%; Bank Iowa (#14521) net charge-offs on real estate 1.70%; Bank Iowa (#14521) multifamily charge-offs 0.57%.
Bank Iowa (#14521) net interest margin 3.71% against an eight-quarter Bank Iowa (#14521) average of 3.37% (Bank Iowa (#14521) compression -0.34 points); Bank Iowa (#14521) real-estate loans 1.3% of equity; Bank Iowa (#14521) rate-exposure score 40/100, Bank Iowa (#14521) fixed-rate trap 40/100; Bank Iowa (#14521) risk type credit driven; Bank Iowa (#14521) rate regime rates elevated, Bank Iowa (#14521) snapshot October 19, 2026.
Bank Iowa (#14521) stress score moved from 70.6 on June 22, 2026 to 69.3 on October 19, 2026; Bank Iowa (#14521) ranged 69.3 to 70.6 over 116 snapshots.
Bank Iowa (#14521) alerts: 12 counties; top Bank Iowa (#14521) alert scores: Humboldt County, IA 39 (moderate); Clear Lake County, IA 24 (low); Johnston County, IA 24 (low); New Hampton County, IA 24 (low); Newton County, IA 24 (low).