Availa Bank (FDIC #11771): Bank Stress & Real-Estate Credit Exposure
Availa Bank (FDIC Cert #11771): bank stress 75/100, severe, STABLE over 7 days; parent CARROLL COUNTY BANCSHARES INC.
Availa Bank (#11771) lends in 9 counties across 1 state; Availa Bank (#11771) reaches 180 ZIP codes: Iowa 9 counties, 180 ZIPs.
Availa Bank (#11771) largest markets: Polk County, IA (42 branches, 42 ZIPs) (#11771), Woodbury County, IA (26 branches, 26 ZIPs) (#11771), Pottawattamie County, IA (48 branches, 24 ZIPs) (#11771), Story County, IA (46 branches, 23 ZIPs) (#11771), Webster County, IA (22 branches, 22 ZIPs) (#11771), Carroll County, IA (34 branches, 17 ZIPs) (#11771).
Availa Bank (#11771) reports $1.73 billion in total assets; Availa Bank (#11771) equity $156.1 million (9.0% of Availa Bank (#11771) assets); Availa Bank (#11771) domestic deposits $1.42 billion; Availa Bank (#11771) net income $8.2 million; Availa Bank (#11771) return on assets 0.95%; Availa Bank (#11771) return on equity 10.67%; Availa Bank (#11771) net interest income $24.2 million; Availa Bank (#11771) call report June 30, 2026.
Availa Bank (#11771) noncurrent real-estate loans 0.05% of its book; Availa Bank (#11771) net charge-offs on real estate 0.30%; Availa Bank (#11771) residential charge-offs 0.49%.
Availa Bank (#11771) net interest margin 3.05% against an eight-quarter Availa Bank (#11771) average of 2.72% (Availa Bank (#11771) compression -0.32 points); Availa Bank (#11771) real-estate loans 5.0% of equity; Availa Bank (#11771) non-residential real estate 48.8% of equity; Availa Bank (#11771) rate-exposure score 40/100, Availa Bank (#11771) fixed-rate trap 40/100; Availa Bank (#11771) risk type credit driven; Availa Bank (#11771) rate regime rates elevated, Availa Bank (#11771) snapshot October 19, 2026.
Availa Bank (#11771) stress score moved from 74.1 on June 22, 2026 to 74.9 on October 20, 2026; Availa Bank (#11771) ranged 74.1 to 74.9 over 117 snapshots.
Availa Bank (#11771) alerts: 9 counties; top Availa Bank (#11771) alert scores: Pocahontas County, IA 31 (low); Ankeny County, IA 25 (low); Coon Rapids County, IA 25 (low); Council Bluffs County, IA 25 (low); Fort Dodge County, IA 25 (low).