First National Bank North (FDIC #5269): Bank Stress & Real-Estate Credit Exposure
First National Bank North (FDIC Cert #5269): bank stress 33/100, contained, STABLE over 7 days; parent WALKER BAN CO.
First National Bank North (#5269) lends in 3 counties across 1 state; First National Bank North (#5269) reaches 41 ZIP codes: Minnesota 3 counties, 41 ZIPs.
First National Bank North (#5269) largest markets: Cass County, MN (120 branches, 24 ZIPs) (#5269), Crow Wing County, MN (72 branches, 18 ZIPs) (#5269), Hubbard County, MN (10 branches, 10 ZIPs) (#5269).
First National Bank North (#5269) reports $864.3 million in total assets; First National Bank North (#5269) equity $103.2 million (11.9% of First National Bank North (#5269) assets); First National Bank North (#5269) domestic deposits $756.3 million; First National Bank North (#5269) net income $10.8 million; First National Bank North (#5269) return on assets 2.54%; First National Bank North (#5269) return on equity 21.57%; First National Bank North (#5269) net interest income $18.5 million; First National Bank North (#5269) call report June 30, 2026.
First National Bank North (#5269) noncurrent real-estate loans: none reported; First National Bank North (#5269) net charge-offs on real estate 0.26%; First National Bank North (#5269) residential charge-offs 0.20%.
First National Bank North (#5269) net interest margin 4.50% against an eight-quarter First National Bank North (#5269) average of 4.43% (First National Bank North (#5269) compression -0.07 points); First National Bank North (#5269) non-residential real estate 19.6% of equity; First National Bank North (#5269) rate-exposure score 40/100, First National Bank North (#5269) fixed-rate trap 40/100; First National Bank North (#5269) risk type rate trapped; First National Bank North (#5269) rate regime rates elevated, First National Bank North (#5269) snapshot October 19, 2026.
First National Bank North (#5269) stress score moved from 32.3 on June 22, 2026 to 33 on October 20, 2026; First National Bank North (#5269) ranged 32.3 to 33 over 117 snapshots.
First National Bank North (#5269) alerts: 3 counties; top First National Bank North (#5269) alert scores: Akeley County, MN 17 (low); Pequot Lakes County, MN 17 (low); Walker County, MN 17 (low).