Triumph State Bank (FDIC #1906): Bank Stress & Real-Estate Credit Exposure

Triumph State Bank (FDIC Cert #1906): bank stress 49/100, moderate, STABLE over 7 days; parent TRIMONT BCORP.

Triumph State Bank (#1906) lends in 3 counties across 1 state; Triumph State Bank (#1906) reaches 30 ZIP codes: Minnesota 3 counties, 30 ZIPs.

Triumph State Bank (#1906) largest markets: Martin County, MN (15 branches, 15 ZIPs) (#1906), Brown County, MN (11 branches, 11 ZIPs) (#1906), Watonwan County, MN (20 branches, 10 ZIPs) (#1906).

Triumph State Bank (#1906) reports $93.3 million in total assets; Triumph State Bank (#1906) equity $12.1 million (13.0% of Triumph State Bank (#1906) assets); Triumph State Bank (#1906) domestic deposits $80.0 million; Triumph State Bank (#1906) net income $728,000; Triumph State Bank (#1906) return on assets 1.56%; Triumph State Bank (#1906) return on equity 12.27%; Triumph State Bank (#1906) net interest income $2.3 million; Triumph State Bank (#1906) call report June 30, 2026.

Triumph State Bank (#1906) noncurrent real-estate loans: none reported; Triumph State Bank (#1906) net charge-offs on real estate 0.61%.

Triumph State Bank (#1906) net interest margin 5.13% against an eight-quarter Triumph State Bank (#1906) average of 5.28% (Triumph State Bank (#1906) compression 0.15 points); Triumph State Bank (#1906) rate-exposure score 40/100, Triumph State Bank (#1906) fixed-rate trap 40/100; Triumph State Bank (#1906) risk type credit driven; Triumph State Bank (#1906) rate regime rates elevated, Triumph State Bank (#1906) snapshot October 19, 2026.

Triumph State Bank (#1906) stress score moved from 47 on June 22, 2026 to 48.9 on October 19, 2026; Triumph State Bank (#1906) ranged 47 to 48.9 over 116 snapshots.

Triumph State Bank (#1906) alerts: 3 counties; top Triumph State Bank (#1906) alert scores: Comfrey County, MN 20 (low); Darfur County, MN 20 (low); Trimont County, MN 20 (low).