Cenbank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #8848 · Buffalo Lake, MN. This institution (Cenbank) no longer appears in the current FDIC branch and deposit filings (#8848) that DLRadar scores; FDIC records the last Cenbank day as a separately insured institution (#8848) as January 1, 2026. FDIC event for Cenbank: Participated in Absorbtion/Consolidation/Merger (2026-01-01). DLRadar last scored Cenbank (#8848) on September 20, 2026. The Cenbank facts below are its last recorded footprint (#8848), kept as a permanent Cenbank public record; the Cenbank figures are not refreshed.
Cenbank (#8848) carried no scored branch footprint (Cenbank) in the FDIC filings DLRadar reads; the Cenbank record exists because FDIC certificate 8848 was a separately insured Cenbank institution in Buffalo Lake, MN, last seen by DLRadar (#8848) on September 20, 2026.
What the Cenbank (#8848) record holds: FDIC certificate 8848 for Cenbank, closed as a separate Cenbank charter on January 1, 2026; successor Grand Marais State Bank (FDIC #8842) carries the Cenbank footprint forward; FDIC event for Cenbank: Participated in Absorbtion/Consolidation/Merger (2026-01-01); Cenbank (#8848) first entered DLRadar on September 20, 2026.
How Cenbank (#8848) was scored while active: the Cenbank stress score read FDIC call-report financials (#8848) and the Summary of Deposits branch file for Cenbank, mapped Cenbank branches to counties and ZIP codes (#8848), and weighted the Cenbank real-estate loan concentration against its peers; the Cenbank (#8848) figures on this page are the last such Cenbank run and are not refreshed.
Cenbank (#8848) net interest margin 4.12% against an eight-quarter Cenbank (#8848) average of 3.93% (Cenbank (#8848) compression -0.19 points); Cenbank (#8848) rate-exposure score 40/100, Cenbank (#8848) fixed-rate trap 40/100; Cenbank (#8848) risk type credit driven; Cenbank (#8848) rate regime rates elevated, Cenbank (#8848) snapshot May 27, 2026.
Cenbank (#8848) is chartered in Buffalo Lake, MN; FDIC lists Cenbank (#8848) as inactive, succeeded by Grand Marais State Bank.
Why this Cenbank page exists: bank identities are historical data (#8848). When an institution such as Cenbank merges or its charter ends, DLRadar keeps the Cenbank profile so citations, links and the Cenbank score history stay resolvable (#8848), and points Cenbank to the successor where the FDIC records one. Every Cenbank figure traces to public FDIC data (#8848).