Premier Bank Minnesota (FDIC #33204): Bank Stress & Real-Estate Credit Exposure
Premier Bank Minnesota (FDIC Cert #33204): bank stress 53/100, moderate, STABLE over 7 days; parent PB FAMILY BANCSHARES INC.
Premier Bank Minnesota (#33204) lends in 6 counties across 1 state; Premier Bank Minnesota (#33204) reaches 152 ZIP codes: Minnesota 6 counties, 152 ZIPs.
Premier Bank Minnesota (#33204) largest markets: Hennepin County, MN (73 branches, 73 ZIPs) (#33204), Dakota County, MN (44 branches, 22 ZIPs) (#33204), Olmsted County, MN (84 branches, 21 ZIPs) (#33204), Wright County, MN (38 branches, 19 ZIPs) (#33204), Rice County, MN (32 branches, 16 ZIPs) (#33204), Steele County, MN (11 branches, 11 ZIPs) (#33204).
Premier Bank Minnesota (#33204) reports $691.5 million in total assets; Premier Bank Minnesota (#33204) equity $66.5 million (9.6% of Premier Bank Minnesota (#33204) assets); Premier Bank Minnesota (#33204) domestic deposits $620.1 million; Premier Bank Minnesota (#33204) net income $6.7 million; Premier Bank Minnesota (#33204) return on assets 1.93%; Premier Bank Minnesota (#33204) return on equity 19.39%; Premier Bank Minnesota (#33204) net interest income $15.0 million; Premier Bank Minnesota (#33204) call report June 30, 2026.
Premier Bank Minnesota (#33204) noncurrent real-estate loans: none reported; Premier Bank Minnesota (#33204) net charge-offs on real estate 0.02%.
Premier Bank Minnesota (#33204) net interest margin 4.49% against an eight-quarter Premier Bank Minnesota (#33204) average of 4.04% (Premier Bank Minnesota (#33204) compression -0.45 points); Premier Bank Minnesota (#33204) rate-exposure score 40/100, Premier Bank Minnesota (#33204) fixed-rate trap 40/100; Premier Bank Minnesota (#33204) risk type credit driven; Premier Bank Minnesota (#33204) rate regime rates elevated, Premier Bank Minnesota (#33204) snapshot October 19, 2026.
Premier Bank Minnesota (#33204) stress score moved from 52 on June 22, 2026 to 53.4 on October 19, 2026; Premier Bank Minnesota (#33204) ranged 52 to 53.4 over 116 snapshots.
Premier Bank Minnesota (#33204) alerts: 6 counties; top Premier Bank Minnesota (#33204) alert scores: Hastings County, MN 21 (low); Minneapolis County, MN 21 (low); Monticello County, MN 21 (low); Northfield County, MN 21 (low); Owatonna County, MN 21 (low).