Center National Bank (FDIC #10976): Bank Stress & Real-Estate Credit Exposure
Center National Bank (FDIC Cert #10976): bank stress 63/100, elevated, STABLE over 7 days; parent CNB FINANCIAL CORP (CCNE).
Center National Bank (#10976) lends in 3 counties across 1 state; Center National Bank (#10976) reaches 98 ZIP codes: Minnesota 3 counties, 98 ZIPs.
Center National Bank (#10976) largest markets: Hennepin County, MN (73 branches, 73 ZIPs) (#10976), Carver County, MN (18 branches, 18 ZIPs) (#10976), Meeker County, MN (13 branches, 13 ZIPs) (#10976).
Center National Bank (#10976) reports $242.6 million in total assets; Center National Bank (#10976) equity $23.8 million (9.8% of Center National Bank (#10976) assets); Center National Bank (#10976) domestic deposits $215.5 million; Center National Bank (#10976) net income $1.7 million; Center National Bank (#10976) return on assets 1.41%; Center National Bank (#10976) return on equity 14.00%; Center National Bank (#10976) net interest income $4.5 million; Center National Bank (#10976) call report June 30, 2026.
Center National Bank (#10976) noncurrent real-estate loans: none reported; Center National Bank (#10976) net charge-offs on real estate 0.00%.
Center National Bank (#10976) net interest margin 3.98% against an eight-quarter Center National Bank (#10976) average of 3.79% (Center National Bank (#10976) compression -0.20 points); Center National Bank (#10976) rate-exposure score 40/100, Center National Bank (#10976) fixed-rate trap 40/100; Center National Bank (#10976) risk type credit driven; Center National Bank (#10976) rate regime rates elevated; Center National Bank (#10976) shares 3.9% below the 52-week high, Center National Bank (#10976) equity trend stable, Center National Bank (#10976) snapshot October 19, 2026.
Center National Bank (#10976) stress score moved from 62 on June 22, 2026 to 63.1 on October 20, 2026; Center National Bank (#10976) ranged 62 to 63.1 over 117 snapshots.
Center National Bank (#10976) alerts: 3 counties; top Center National Bank (#10976) alert scores: Chaska County, MN 23 (low); Litchfield County, MN 23 (low); Minneapolis County, MN 23 (low).