Premier Bank (FDIC #21714): Bank Stress & Real-Estate Credit Exposure

Premier Bank (FDIC Cert #21714): bank stress 53/100, moderate, STABLE over 7 days; parent PB BANCSHARES INC.

Premier Bank (#21714) lends in 4 counties across 1 state; Premier Bank (#21714) reaches 127 ZIP codes: Minnesota 4 counties, 127 ZIPs.

Premier Bank (#21714) largest markets: Hennepin County, MN (73 branches, 73 ZIPs) (#21714), Ramsey County, MN (81 branches, 27 ZIPs) (#21714), Anoka County, MN (40 branches, 20 ZIPs) (#21714), Washington County, MN (38 branches, 19 ZIPs) (#21714).

Premier Bank (#21714) reports $1.18 billion in total assets; Premier Bank (#21714) equity $113.3 million (9.6% of Premier Bank (#21714) assets); Premier Bank (#21714) domestic deposits $1.05 billion; Premier Bank (#21714) net income $11.4 million; Premier Bank (#21714) return on assets 1.95%; Premier Bank (#21714) return on equity 20.03%; Premier Bank (#21714) net interest income $24.9 million; Premier Bank (#21714) call report June 30, 2026.

Premier Bank (#21714) noncurrent real-estate loans: none reported; Premier Bank (#21714) net charge-offs on real estate 0.00%.

Premier Bank (#21714) net interest margin 4.44% against an eight-quarter Premier Bank (#21714) average of 3.94% (Premier Bank (#21714) compression -0.50 points); Premier Bank (#21714) rate-exposure score 40/100, Premier Bank (#21714) fixed-rate trap 40/100; Premier Bank (#21714) risk type credit driven; Premier Bank (#21714) rate regime rates elevated, Premier Bank (#21714) snapshot October 20, 2026.

Premier Bank (#21714) stress score moved from 50.3 on June 22, 2026 to 53.2 on October 20, 2026; Premier Bank (#21714) ranged 50.3 to 53.2 over 117 snapshots.

Premier Bank (#21714) alerts: 3 counties; top Premier Bank (#21714) alert scores: Minneapolis County, MN 21 (low); Osseo County, MN 21 (low); Saint Paul County, MN 21 (low).