Peoples Bank (FDIC #16265): Bank Stress & Real-Estate Credit Exposure
Peoples Bank (FDIC Cert #16265): bank stress 45/100, moderate, STABLE over 7 days; parent PEOPLES BCORP.
Peoples Bank (#16265) lends in 7 counties across 3 states; Peoples Bank (#16265) reaches 88 ZIP codes: Iowa 5 counties, 69 ZIPs; Minnesota 1 county, 13 ZIPs; South Dakota 1 county, 9 ZIPs.
Peoples Bank (#16265) largest markets: Woodbury County, IA (26 branches, 26 ZIPs) (#16265), Sioux County, IA (57 branches, 19 ZIPs) (#16265), Plymouth County, IA (30 branches, 15 ZIPs) (#16265), O'Brien County, IA (14 branches, 14 ZIPs) (#16265), Rock County, MN (13 branches, 13 ZIPs) (#16265), Lyon County, IA (12 branches, 12 ZIPs) (#16265).
Peoples Bank (#16265) reports $1.25 billion in total assets; Peoples Bank (#16265) equity $138.7 million (11.1% of Peoples Bank (#16265) assets); Peoples Bank (#16265) domestic deposits $1.05 billion; Peoples Bank (#16265) net income $12.8 million; Peoples Bank (#16265) return on assets 2.10%; Peoples Bank (#16265) return on equity 19.21%; Peoples Bank (#16265) net interest income $23.6 million; Peoples Bank (#16265) call report June 30, 2026.
Peoples Bank (#16265) noncurrent real-estate loans 0.04% of its book; Peoples Bank (#16265) net charge-offs on real estate 0.52%.
Peoples Bank (#16265) net interest margin 4.09% against an eight-quarter Peoples Bank (#16265) average of 3.89% (Peoples Bank (#16265) compression -0.20 points); Peoples Bank (#16265) real-estate loans 4.2% of equity; Peoples Bank (#16265) rate-exposure score 40/100, Peoples Bank (#16265) fixed-rate trap 40/100; Peoples Bank (#16265) risk type credit driven; Peoples Bank (#16265) rate regime rates elevated, Peoples Bank (#16265) snapshot October 19, 2026.
Peoples Bank (#16265) stress score moved from 46 on June 22, 2026 to 44.7 on October 19, 2026; Peoples Bank (#16265) ranged 44.7 to 46 over 116 snapshots.
Peoples Bank (#16265) alerts: 7 counties; top Peoples Bank (#16265) alert scores: Jasper County, IA 35 (low); Hinton County, IA 18 (low); Lester County, IA 18 (low); North Sioux City County, IA 18 (low); Sheldon County, IA 18 (low).