Liberty National Bank (FDIC #57505): Bank Stress & Real-Estate Credit Exposure
Liberty National Bank (FDIC Cert #57505): bank stress 42/100, contained, STABLE over 7 days; parent 215 HOLDING CO.
Liberty National Bank (#57505) lends in 5 counties across 2 states; Liberty National Bank (#57505) reaches 110 ZIP codes: Iowa 3 counties, 78 ZIPs; South Dakota 2 counties, 32 ZIPs.
Liberty National Bank (#57505) largest markets: Polk County, IA (42 branches, 42 ZIPs) (#57505), Woodbury County, IA (26 branches, 26 ZIPs) (#57505), Minnehaha County, SD (46 branches, 23 ZIPs) (#57505), Dickinson County, IA (10 branches, 10 ZIPs) (#57505), Union County, SD (27 branches, 9 ZIPs) (#57505).
Liberty National Bank (#57505) reports $624.4 million in total assets; Liberty National Bank (#57505) equity $104.1 million (16.7% of Liberty National Bank (#57505) assets); Liberty National Bank (#57505) domestic deposits $457.3 million; Liberty National Bank (#57505) net income $3.8 million; Liberty National Bank (#57505) return on assets 1.26%; Liberty National Bank (#57505) return on equity 7.44%; Liberty National Bank (#57505) net interest income $10.6 million; Liberty National Bank (#57505) call report June 30, 2026.
Liberty National Bank (#57505) noncurrent real-estate loans: none reported; Liberty National Bank (#57505) net charge-offs on real estate 0.00%.
Liberty National Bank (#57505) net interest margin 4.07% against an eight-quarter Liberty National Bank (#57505) average of 3.91% (Liberty National Bank (#57505) compression -0.16 points); Liberty National Bank (#57505) rate-exposure score 40/100, Liberty National Bank (#57505) fixed-rate trap 40/100; Liberty National Bank (#57505) risk type credit driven; Liberty National Bank (#57505) rate regime rates elevated, Liberty National Bank (#57505) snapshot October 20, 2026.
Liberty National Bank (#57505) stress score moved from 38.3 on June 22, 2026 to 41.8 on October 20, 2026; Liberty National Bank (#57505) ranged 38.3 to 41.8 over 117 snapshots.
Liberty National Bank (#57505) alerts: 5 counties; top Liberty National Bank (#57505) alert scores: Johnston County, IA 17 (low); North Sioux City County, IA 17 (low); Okoboji County, IA 17 (low); Sioux City County, IA 17 (low); Sioux Falls County, IA 17 (low).