First Nb In Sioux Falls (FDIC #4016): Bank Stress & Real-Estate Credit Exposure

First Nb In Sioux Falls (FDIC Cert #4016): bank stress 70/100, elevated, STABLE over 7 days; parent MINNEHAHA BANSHARES INC.

First Nb In Sioux Falls (#4016) lends in 3 counties across 1 state; First Nb In Sioux Falls (#4016) reaches 45 ZIP codes: South Dakota 3 counties, 45 ZIPs.

First Nb In Sioux Falls (#4016) largest markets: Minnehaha County, SD (299 branches, 23 ZIPs) (#4016), Moody County, SD (13 branches, 13 ZIPs) (#4016), Lincoln County, SD (48 branches, 12 ZIPs) (#4016).

First Nb In Sioux Falls (#4016) reports $2.12 billion in total assets; First Nb In Sioux Falls (#4016) equity $197.4 million (9.3% of First Nb In Sioux Falls (#4016) assets); First Nb In Sioux Falls (#4016) domestic deposits $1.77 billion; First Nb In Sioux Falls (#4016) net income $12.1 million; First Nb In Sioux Falls (#4016) return on assets 1.15%; First Nb In Sioux Falls (#4016) return on equity 12.49%; First Nb In Sioux Falls (#4016) net interest income $35.0 million; First Nb In Sioux Falls (#4016) call report June 30, 2026.

First Nb In Sioux Falls (#4016) noncurrent real-estate loans: none reported; First Nb In Sioux Falls (#4016) net charge-offs on real estate 0.18%.

First Nb In Sioux Falls (#4016) net interest margin 3.56% against an eight-quarter First Nb In Sioux Falls (#4016) average of 3.17% (First Nb In Sioux Falls (#4016) compression -0.39 points); First Nb In Sioux Falls (#4016) rate-exposure score 40/100, First Nb In Sioux Falls (#4016) fixed-rate trap 40/100; First Nb In Sioux Falls (#4016) risk type credit driven; First Nb In Sioux Falls (#4016) rate regime rates elevated, First Nb In Sioux Falls (#4016) snapshot October 19, 2026.

First Nb In Sioux Falls (#4016) stress score moved from 70.5 on June 22, 2026 to 69.9 on October 19, 2026; First Nb In Sioux Falls (#4016) ranged 69.9 to 70.5 over 116 snapshots.

First Nb In Sioux Falls (#4016) alerts: 2 counties; top First Nb In Sioux Falls (#4016) alert scores: Flandreau County, SD 23 (low); Sioux Falls County, SD 23 (low).