First Fidelity Bank (FDIC #1122): Bank Stress & Real-Estate Credit Exposure

First Fidelity Bank (FDIC Cert #1122): bank stress 61/100, elevated, STABLE over 7 days; parent FIDELITY CORP.

First Fidelity Bank (#1122) lends in 7 counties across 1 state; First Fidelity Bank (#1122) reaches 41 ZIP codes: South Dakota 7 counties, 41 ZIPs.

First Fidelity Bank (#1122) largest markets: Charles Mix County, SD (10 branches, 10 ZIPs) (#1122), Gregory County, SD (27 branches, 9 ZIPs) (#1122), Lyman County, SD (9 branches, 9 ZIPs) (#1122), Tripp County, SD (16 branches, 8 ZIPs) (#1122), Mellette County, SD (7 branches, 7 ZIPs) (#1122), Jones County, SD (10 branches, 5 ZIPs) (#1122).

First Fidelity Bank (#1122) reports $717.0 million in total assets; First Fidelity Bank (#1122) equity $61.8 million (8.6% of First Fidelity Bank (#1122) assets); First Fidelity Bank (#1122) domestic deposits $648.7 million; First Fidelity Bank (#1122) net income $6.0 million; First Fidelity Bank (#1122) return on assets 1.71%; First Fidelity Bank (#1122) return on equity 19.81%; First Fidelity Bank (#1122) net interest income $14.0 million; First Fidelity Bank (#1122) call report June 30, 2026.

First Fidelity Bank (#1122) noncurrent real-estate loans: none reported; First Fidelity Bank (#1122) net charge-offs on real estate 0.22%.

First Fidelity Bank (#1122) net interest margin 4.32% against an eight-quarter First Fidelity Bank (#1122) average of 4.07% (First Fidelity Bank (#1122) compression -0.25 points); First Fidelity Bank (#1122) rate-exposure score 40/100, First Fidelity Bank (#1122) fixed-rate trap 40/100; First Fidelity Bank (#1122) risk type credit driven; First Fidelity Bank (#1122) rate regime rates elevated, First Fidelity Bank (#1122) snapshot October 19, 2026.

First Fidelity Bank (#1122) stress score moved from 61.4 on June 22, 2026 to 61.3 on October 19, 2026; First Fidelity Bank (#1122) ranged 61.3 to 61.4 over 116 snapshots.

First Fidelity Bank (#1122) alerts: 7 counties; top First Fidelity Bank (#1122) alert scores: Gregory County, SD 44 (moderate); Fort Pierre County, SD 22 (low); Murdo County, SD 22 (low); Platte County, SD 22 (low); Presho County, SD 22 (low).