Bankwest Inc (FDIC #4009): Bank Stress & Real-Estate Credit Exposure
Bankwest Inc (FDIC Cert #4009): bank stress 83/100, severe, STABLE over 7 days; parent SOUTH DAKOTA BANCSHARES INC.
Bankwest Inc (#4009) lends in 15 counties across 1 state; Bankwest Inc (#4009) reaches 123 ZIP codes: South Dakota 15 counties, 123 ZIPs.
Bankwest Inc (#4009) largest markets: Pennington County, SD (40 branches, 20 ZIPs) (#4009), Hutchinson County, SD (14 branches, 14 ZIPs) (#4009), Lake County, SD (14 branches, 14 ZIPs) (#4009), Moody County, SD (13 branches, 13 ZIPs) (#4009), Jackson County, SD (12 branches, 12 ZIPs) (#4009), Charles Mix County, SD (10 branches, 10 ZIPs) (#4009).
Bankwest Inc (#4009) reports $1.93 billion in total assets; Bankwest Inc (#4009) equity $159.9 million (8.3% of Bankwest Inc (#4009) assets); Bankwest Inc (#4009) domestic deposits $1.65 billion; Bankwest Inc (#4009) net income $6.6 million; Bankwest Inc (#4009) return on assets 0.69%; Bankwest Inc (#4009) return on equity 8.39%; Bankwest Inc (#4009) net interest income $35.5 million; Bankwest Inc (#4009) call report June 30, 2026.
Bankwest Inc (#4009) noncurrent real-estate loans: none reported; Bankwest Inc (#4009) net charge-offs on real estate 4.27%; Bankwest Inc (#4009) residential charge-offs 7.46%.
Bankwest Inc (#4009) net interest margin 4.01% against an eight-quarter Bankwest Inc (#4009) average of 3.88% (Bankwest Inc (#4009) compression -0.14 points); Bankwest Inc (#4009) non-residential real estate 745.6% of equity; Bankwest Inc (#4009) rate-exposure score 40/100, Bankwest Inc (#4009) fixed-rate trap 40/100; Bankwest Inc (#4009) risk type credit driven; Bankwest Inc (#4009) rate regime rates elevated, Bankwest Inc (#4009) snapshot October 19, 2026.
Bankwest Inc (#4009) stress score moved from 82.7 on June 22, 2026 to 82.9 on October 19, 2026; Bankwest Inc (#4009) ranged 82.7 to 82.9 over 116 snapshots.
Bankwest Inc (#4009) alerts: 15 counties; top Bankwest Inc (#4009) alert scores: Tripp County, SD 50 (elevated); Gregory County, SD 48 (moderate); Colman County, SD 26 (low); Delmont County, SD 26 (low); Geddes County, SD 26 (low).