ZIP 58258 Foreclosure, Tax-Lien & Distress Report

ZIP code 58258 in Grand Forks County, North Dakota carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (63/100). Its standout signals are structural risk (32/100), institutional ownership (23/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (11/100) register low. Structural exposure scores 32 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 7.2% year on year (phase confidence 63/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 98% owner-occupied to 2% rented. Vacancy runs 2.3%. The ZIP holds roughly 135 housing units. Rent burden reaches 100% of tenant households. About 269 people live here, median age 44. About 17% have a four-year degree. DLRadar's demographic-stress index for the area reads 30/100. The poverty rate is 1.1% — low. A median home runs $98,700 here, or 2.0 times local income. At $48,500, median income runs below typical U.S. levels.

On balance 58258 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 58258 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 58258's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 58258, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 58258's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 58258 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.