ZIP 58278 Property Distress & Foreclosure Data

Composite property distress in 58278 (Grand Forks County, North Dakota) lands at 17/100 — low on DLRadar's public-record scoring. Structural exposure scores 34 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (63/100). The sharpest non-environmental signals are structural risk (34/100), institutional ownership (28/100), construction/permit lag (18/100). By contrast, construction/permit lag (18/100) and mortgage stress (11/100) register low.

The market reads peak — home values rose 4.0% year on year, and 19% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 843 housing units across 58278. Vacancy runs 3.2%. Owners hold 94% of homes, renters 6%. Rent burden reaches 43% of tenant households. Home values center near $313,400, an affordability ratio of 3.0× — accessible. Educational attainment sits at 37% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 24/100. Median household income is $103,571, above the U.S. median near $78,000. About 2,116 people live here, median age 48. 4.1% of residents fall below the poverty threshold.

Overall 58278 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.