ZIP 58278 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 58278 (Grand Forks County, North Dakota) lands at 15/100 — low on DLRadar's public-record scoring. The split runs 32/100 structural to 3/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (63/100)). The sharpest non-environmental signals are structural risk (32/100), institutional ownership (23/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (11/100) register low.

The expansion-phase market in 58278 posted values that rose 7.2% over the year, and 19% higher over three years (phase confidence 63/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 843 housing units. Vacancy runs 3.2%. The tenure split is 94% owner-occupied to 6% rented. Rent burden reaches 43% of tenant households. The typical home is worth about $313,400 (3.0× income, relatively affordable). About 37% have a four-year degree. The demographic-stress sub-score lands at 24/100. Households earn a median $103,571 — above the roughly $78,000 national figure. 2,116 residents call 58278 home, typically aged 48. 4.1% of residents fall below the poverty threshold.

Overall 58278 looks resilient on the surface, so the edge is isolating individual stressed parcels. 58278 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 58278's 15/100 can be lined up against any neighbor in Grand Forks County, North Dakota or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 58278, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 58278's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 58278 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.