ZIP 58218 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 58218 (Traill County, North Dakota) returns a low composite of 17/100. The pressure is most legible in construction/permit lag (83/100), structural risk (38/100), institutional ownership (37/100). On the quiet end sit institutional ownership (37/100) and mortgage stress (17/100). Structurally it carries 38/100, against 5/100 of stress already in motion.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $268,000 (2.9× income, relatively affordable). The tenure split is 87% owner-occupied to 13% rented. Vacancy runs 2.4%. The poverty rate is 10.0%. The ZIP holds roughly 355 housing units. Rent burden reaches 17% of tenant households. About 819 people live here, median age 38. DLRadar's demographic-stress index for the area reads 24/100. Median household income is $83,750, near the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above.

Broadly, 58218 is a steadier market — the deals are the exceptions, not the rule. While 58218 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 58218 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 58218, the field stays empty rather than modeled, and fills in as new documents post.

The 17/100 figure for 58218 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 58218 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.