ZIP 58218 Property Distress & Foreclosure Data

DLRadar grades ZIP 58218 (Traill County, North Dakota) at a low 20/100 for overall property distress. Property-level stress concentrates in construction/permit lag (100/100), structural risk (44/100), institutional ownership (42/100). By contrast, mortgage stress (17/100) register low. Structural risk reads 44/100 against active distress of 5/100.

The market reads expansion — home values rose 8.2% year on year, 2.0% off the recent peak, at 57/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $268,000, an affordability ratio of 2.9× — accessible. Owners hold 87% of homes, renters 13%. Vacancy runs 2.4%. 10.0% of residents fall below the poverty threshold. There are about 355 housing units across 58218. Rent burden reaches 17% of tenant households. About 819 people live here, median age 38. DLRadar's demographic-stress index for the area reads 24/100. Median household income is $83,750, near the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above.

Overall 58218 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.