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ZIP 58038 Foreclosure, Tax-Lien & Distress Report

Traill County, North Dakota · High Vacancy market

ZIP code 58038 in Traill County, North Dakota carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (62/100), structural risk (45/100), institutional ownership (37/100). On the quiet end sit institutional ownership (37/100) and mortgage stress (16/100). Latent structural risk is 45/100 while live distress already moving reads 5/100.

The market reads peak — home values rose 4.2% year on year, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

214 residents call 58038 home, typically aged 57. A median home runs $210,000 here, or 2.0 times local income. Median household income is $94,000, above the U.S. median near $78,000. The ZIP holds roughly 92 housing units. The tenure split is 85% owner-occupied to 15% rented. DLRadar's demographic-stress index for the area reads 18/100. The vacancy rate is 15.2% — elevated. The poverty rate is 7.5%. About 28% have a four-year degree. Rent burden reaches 0% of tenant households.

Taken together, 58038 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 58038 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 58038 shows blanks, not estimates, wherever the record is sparse.

The 20/100 for 58038 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 58038 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

20/100
Composite stress
45/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 58038

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk46
9 further distress layers are graded for 58038

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 58038 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Every distressed parcel in 58038 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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