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ZIP 58045 Foreclosure, Tax-Lien & Distress Report

Traill County, North Dakota · Distress market

ZIP 58045's composite property-distress score is 17/100 - DLRadar classes that as low for Traill County, North Dakota. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (38/100), institutional ownership (37/100). On the quiet end sit institutional ownership (37/100) and mortgage stress (17/100). On the structural side it scores 38/100, with 5/100 of stress already active.

The peak-phase market in 58045 posted values that rose 4.2% over the year, and 21% higher over three years, at 44/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,181 with a median age of 41. At $79,250, median income runs near typical U.S. levels. The typical home is worth about $211,800 (2.6× income, relatively affordable). Owners hold 79% of homes, renters 21%. The vacancy rate is 9.5%. The ZIP holds roughly 1,051 housing units. The demographic-stress sub-score lands at 19/100. About 40% have a four-year degree. 5.5% of residents fall below the poverty threshold. Around 9% of renters are cost-burdened.

On balance, 58045 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 58045 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 58045, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 58045 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. For a buyer, 58045 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

17/100
Composite stress
38/100
Structural risk
5/100
Distress activity

ZIP 58045 distress signals, scored

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk19
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

58045 at a glance

Current distress, phase, housing and lender-pressure figures for 58045, drawn from the same report attached to each property.

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Neighbouring ZIPs in Traill County

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Deterministic. Every signal traces to a public dataset · methodology

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