Traill County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Traill County, ND distress report, 2026: 13 ZIPs scored in Traill, ND, Traill, ND average 18/100; the top Traill, ND ZIP is 58048 at 27/100; Traill, ND market phase peak, Traill, ND prices +4.2% year over year.
- Traill, ND ranks #1,269 nationally (opportunity index); Traill, ND #19 in North Dakota; Traill, ND index 30.2.
- Traill, ND: no CFPB county sample; Traill, ND state reading 0.6%.
- Traill, ND ZIP phases: 12 peak, 1 expansion.
- Traill, ND residential listings tracked: 4 across 9 ZIPs; Traill, ND candidate listings 3.
- Traill, ND HUD assisted properties: 1 with 22 units.
- Traill, ND lenders on watch: 5; largest Traill, ND footprint Goose River Bank (3 branches).
- Traill, ND most distressed ZIP: 58048 at 27/100.
Traill, ND figures: DLRadar distress index; Traill, ND inputs: CFPB, FHFA, HUD, FDIC; Traill, ND rebuilt as sources refresh.
| Rank | Traill, ND ZIP | Score |
|---|---|---|
| 1 | 58048 | 27/100 |
| 2 | 58038 | 22/100 |
| 3 | 58035 | 21/100 |
| 4 | 58016 | 19/100 |
| 5 | 58274 | 19/100 |
| 6 | 58009 | 16/100 |
| 7 | 58045 | 16/100 |
| 8 | 58218 | 16/100 |
| 9 | 58219 | 16/100 |
| 10 | 58223 | 16/100 |
| 11 | 58257 | 16/100 |
| 12 | 58275 | 14/100 |
Most distressed Traill, ND ZIPs (0-100, 2026)
Mortgage delinquency around Traill, ND
No CFPB county sample covers Traill, ND; the state reading for Traill, ND: 0.6% ninety-plus; Traill, ND area thirty-to-eighty-nine 1.3% (December 2025, Traill, ND).
Opportunity index: Traill, ND
Traill, ND index 30.2, Traill, ND phase early_signal; Traill, ND primary driver construction, Traill, ND second driver bank institutional. Traill, ND components: property stress 26.0, foreclosure pressure 25.6, listing discounts 14.8, bank stress 58.9, insurance 0.0; Traill, ND pulse 37.5; Traill, ND capital opportunity 19.3; Traill, ND seven-day change -0.1%.
ZIP market phases inside Traill, ND
13 Traill, ND ZIPs carry a price-cycle phase; Traill, ND ZIPs by phase (Traill, ND), deepest drawdown first: peak, +4.2% YoY, 0.0% off peak (Traill, ND): 58009, 58016, 58045, 58218, Traill, ND 58219, 58223, 58257, 58274, Traill, ND 58035, 58038; peak, +4.8% YoY, 0.0% off peak (Traill, ND): 58240; expansion, +6.3% YoY, 0.0% off peak (Traill, ND): 58275; peak, +4.1% YoY, 0.0% off peak (Traill, ND): 58048.
Residential listings by Traill, ND ZIP
Traill, ND ZIPs with the most tracked Traill, ND residential listings: 58038 1 listings, 1 candidates, bank pressure 63; 58045 1 listings, 1 candidates, bank pressure 61; 58218 1 listings, 1 candidates, bank pressure 61; 58257 1 listings, 0 candidates, bank pressure 61 (Traill, ND); 58009 0 listings, 0 candidates, bank pressure 61; 58016 0 listings, 0 candidates, bank pressure 60; 58035 0 listings, 0 candidates, bank pressure 62; 58219 0 listings, 0 candidates, bank pressure 61. Traill, ND totals: 4 listings; Traill, ND candidates 3; active ZIPs 4.
HUD assisted housing in Traill, ND
1 assisted properties with 22 units sit in Traill, ND; largest Traill, ND properties: Hillsboro Elderly Housing (Hillsboro) 22 units, 22 assisted.
Lenders with branches in Traill, ND
Traill, ND lenders by branch count: Goose River Bank (Traill, ND): stress 62, 3 branches low in Traill, ND; First State Bank (Traill, ND): stress 50, 3 branches low in Traill, ND; Dakota Heritage Bank (Traill, ND): stress 54, 2 branches low in Traill, ND; Gate City Bank (Traill, ND): stress 76, 1 branch low in Traill, ND; Aspire Bank (Traill, ND): stress 63, 1 branch low in Traill, ND.
Vacancy and permits, Traill, ND
331 of 3,664 Traill, ND housing units are vacant; Traill, ND permits, twelve months: 0 multifamily units in Traill, ND, 4 one-to-four unit units.
Work Traill, ND at the parcel level
Every Traill, ND parcel carries owner and address; every Traill, ND parcel carries APN; Traill, ND distress scores sit on the Traill, ND live board.
Traill, ND figures refresh with each source.
Traill, ND questions
Most distressed ZIP code in Traill County, ND?
ZIP 58048 leads Traill, ND at 27/100; next in Traill, ND: 58038 at 22/100; the Traill, ND average is 18/100.
Where does Traill County, ND rank for investment opportunity?
Traill, ND is #1,269 among all ranked counties, #19 in North Dakota; the Traill, ND driver is construction; Traill, ND moved down 678 places.
How many mortgages are delinquent in Traill County, ND?
Traill, ND takes the state reading of 0.6% for December 2025; no CFPB county sample covers Traill, ND.
Which banks lend in Traill County, ND?
5 watched lenders hold Traill, ND branches; the largest Traill, ND footprints are Goose River Bank (3), First State Bank (3), Dakota Heritage Bank (2).
More on Traill, ND
Traill County, ND distress report: public-record figures for Traill, ND; not legal advice for Traill, ND; not tax or investment advice; verify every Traill, ND record before acting.