Traill County, ND: Home-Insurance Distress & Forced-Sale Pressure
Traill County, ND: 21/100 (low) home-insurance distress; Traill, ND band LOW; Traill, ND #2,236 of 3,222 counties; Traill, ND #26 of 53 in North Dakota; raw Traill, ND 24.3; Traill, ND coverage multiplier 0.85.
FEMA hazard, Traill, ND: 40/100; Traill, ND declarations, three years: 4; Traill, ND perils: 2 severe-storm; Traill, ND five-year count 6 (severity 10.5); Traill, ND ten-year 6; hazard-weighted, Traill, ND: 2.0.
Declared incidents on the Traill, ND record: 2025 Severe Storm 2; 2024 Winter Storm 2 (Traill, ND).
NFIP claims, Traill, ND, three years: none; Traill, ND claim-stress 0/100.
Traill, ND monthly score fell, 26 (March 2026) to 20 (October 2026); Traill, ND by month: March 26, April 26, May 24, June 24 (Traill, ND), July 23, August 21, September 21, October 20.
Traill, ND components: climate 40; Traill, ND retreat index 20; Traill, ND climate multiplier 0.85.
Construction distress, Traill, ND: 71/100 as of August 2026 (Traill, ND: 73/100 one-to-four unit, 12/100 multifamily).
Traill, ND ZIPs, June 2026 (Traill, ND, 13 highest): score 0 (Traill, ND), climate 70 (Traill, ND): 58048; score 0 (Traill, ND), climate 50 (Traill, ND): 58275; score 0 (Traill, ND), climate 46 (Traill, ND): 58038; score 0 (Traill, ND), climate 39 (Traill, ND): 58035; score 0 (Traill, ND), climate 22 (Traill, ND): 58240; score 0 (Traill, ND), climate 19 (Traill, ND): 58009, 58045, 58218, 58219, Traill, ND 58223, 58257; score 0 (Traill, ND), climate 14 (Traill, ND): 58016; score 0 (Traill, ND), climate 13 (Traill, ND): 58274.
DLRadar rescores Traill, ND monthly; Traill, ND readings join Traill, ND foreclosure, lien and ownership parcels (Traill, ND), so cost-squeezed Traill, ND owners surface before listing.
Inside North Dakota, Traill County ranks 26th of 53 counties for home-insurance distress at 21/100; Sioux County (21/100) sits just above Traill County, and Wells County (21/100) sits just below Traill County.
Deterministic. Every Traill County, ND signal traces to a public Traill dataset (FEMA, NFIP, Census for Traill, ND) · how insurance distress works in Traill, ND · methodology
FAQ: Traill County, ND insurance distress
What is the Traill County, ND home-insurance-distress score?
Traill, ND: 21/100 (LOW), #2,236 of 3,222, #26 in North Dakota. FEMA hazard, Traill, ND: 40/100; NFIP stress, Traill, ND: 0/100; construction, Traill, ND: 71/100; Traill, ND rescores monthly.
Is Traill County insurance distress getting better or worse (ND)?
Traill, ND: 26 in March 2026; Traill, ND: 20 in October 2026 (better); Traill, ND climate component 40.
Which Traill County ZIP codes carry the most insurance distress (ND)?
Traill, ND, June 2026: 58048 at 0, 58275 at 0, 58038 at 0, 58035 at 0; Traill, ND climate scores there: 70, 50, 46, 39.
Why does Traill, ND insurance distress create sellers?
A Traill, ND premium outruns the Traill, ND budget; a carrier leaves Traill, ND; Traill, ND carrying cost passes plan; Traill, ND owners sell while current; Traill, ND insurance distress leads Traill, ND foreclosure data.