ZIP 56523 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 56523 (Polk County, Minnesota) returns a low composite of 15/100. Environmental exposure also runs high (climate & FEMA risk (68/100)). Latent structural risk is 32/100 while live distress already moving reads 1/100. Its standout signals are construction/permit lag (45/100), structural risk (32/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The expansion-phase market in 56523 posted values that rose 7.2% over the year (phase confidence 63/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $54,400 — below the roughly $78,000 national figure. Around 54% of renters are cost-burdened. Roughly 10.5% live below the poverty line. The vacancy rate is 6.2%. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 189 housing units. Educational attainment sits at 36% bachelor's-or-above. Home values center near $147,000, an affordability ratio of 2.7× — accessible. 81% of housing is owner-occupied. Population is roughly 391 with a median age of 34.

Net-net, 56523 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 56523 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 56523 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Polk County, Minnesota and the nation. The score is rebuilt from public data as it updates, so 56523 reflects the current record instead of a stale or modeled snapshot.

Behind 56523's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 56523 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.