ZIP 56523 Foreclosure, Tax-Lien & Distress Report

Polk County, Minnesota's ZIP 56523 registers 15/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). On the structural side it scores 32/100, with 1/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (45/100), structural risk (32/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 4.0% year on year (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Median household income is $54,400, below the U.S. median near $78,000. Around 54% of renters are cost-burdened. 10.5% of residents fall below the poverty threshold. The vacancy rate is 6.2%. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 189 housing units. Educational attainment sits at 36% bachelor's-or-above. Home values center near $147,000, an affordability ratio of 2.7× — accessible. Owners hold 81% of homes, renters 19%. About 391 people live here, median age 34.

Net-net, 56523 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.