Polk County, MN: Foreclosures, Tax Liens & Distressed Properties
Polk County, MN, Minnesota: 25 ZIP codes scored, Polk County, MN averaging 13/100 (minimal, Polk, MN), from 3 to 16. Polk County, MN is in its expansion phase (Polk, MN confidence 63/100): Polk, MN home prices up 7.2% (Polk, MN) over twelve months. Polk County, MN lender headwind: 42/100.
Highest-scoring Polk County, MN ZIPs: 56517 (16/100), 56523 (16/100), 56556 (16/100), 56568 (16/100), 56646 (16/100), 56716 (16/100). Also scored in Polk County, MN: 56721, 56722, 56723, 56535, 56542, 56592, 56736, 56540, 56762, 56710.
Across Polk County, MN's scored ZIPs: median home value $186,752, household income $70,513, 19.5% vacancy, 11.4% poverty, 82% owner-occupied, median age 41.5.
Polk County, MN insurance distress 0/100 (#2,773 in the US); FEMA hazard 0/100 for Polk, MN; Polk, MN construction distress 57/100.
10 banks with 14 branches lend in Polk County, MN; Polk, MN weighted bank stress 60/100, highest 93/100 in Polk, MN.
Polk County, MN unemployment 5.0% (Polk, MN -0.3 pts, six months); 41 new housing units permitted in Polk County, MN over twelve months, Polk, MN down 9% from 45; Polk, MN home prices +8.0% a year (Polk, MN) over three years.
14,697 housing units in Polk County, MN; 3,471 Polk, MN renter households; 49% of Polk, MN renters spend 30%+ of income on rent, 24% (Polk, MN) half or more.
Polk County, MN ranks #2,139 nationally on the opportunity index (Polk, MN, among all ranked counties); Polk, MN scores 27.2/100 and Polk, MN sits #32 inside Minnesota. Polk, MN is in the weak opportunity phase; Polk, MN's primary driver is vacancy, Polk, MN second driver construction; Polk, MN moved down 543 places. 1 short-sale listings across Polk, MN; 3 days on market observed in Polk, MN; 12.1% vacancy over 25 Polk, MN ZIPs.
No CFPB county sample covers Polk County, MN. The non-metro area reading for Polk, MN: 1.0% ninety-plus days late; Polk, MN's thirty-to-eighty-nine share is 2.2% (Polk, MN, December 2025 data); Minnesota overall 0.6%.
Polk County, MN has 6 watched banks; 6 Polk, MN banks sit in an elevated band. Polk, MN footprints: Ultima Bank Minnesota (3 branches, stress 53) in Polk, MN; First Nb Of Bagley (1 branch, stress 77) in Polk, MN; American Stb Of Grygla (1 branch, stress 65) in Polk, MN.
2,337 of the 14,697 housing units in Polk, MN sit vacant. Polk County, MN permitted 0 multifamily units in twelve months; Polk, MN's one-to-four unit structures added 41 units in Polk County, MN.