ZIP 56722 Foreclosure, Tax-Lien & Distress Report

In Polk County, Minnesota, ZIP 56722 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 32/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (68/100)). Its heaviest discrete signals: construction/permit lag (45/100), structural risk (32/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 7.2% over the trailing year, at 63/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 351 people live here, median age 40. Home values center near $217,100, an affordability ratio of 2.5× — accessible. The tenure split is 98% owner-occupied to 2% rented. The ZIP holds roughly 154 housing units. The vacancy rate is 7.2%. Rent burden reaches 50% of tenant households. At $88,438, median income runs above typical U.S. levels. About 22% have a four-year degree. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 25/100.

On balance, 56722 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 56722 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 56722 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 56722 stays directly comparable to neighboring ZIPs and the rest of Polk County, Minnesota. The score is rebuilt from public data as it updates, so 56722 reflects the current record instead of a stale or modeled snapshot.

56722's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 56722 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.