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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 56517 Foreclosure, Tax-Lien & Distress Report

Polk County, Minnesota · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 56517 in Polk County, Minnesota comes in at 15, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (66/100)). The pressure is most legible in construction/permit lag (45/100), structural risk (32/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural risk reads 32/100 against active distress of 1/100.

The market reads expansion — home values rose 7.0% year on year, at 60/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $167,700 (1.4× income, relatively affordable). About 22% have a four-year degree. At $106,250, median income runs above typical U.S. levels. The vacancy rate is 20.3% — elevated. 6.6% of residents fall below the poverty threshold. 256 residents call 56517 home, typically aged 43. The ZIP holds roughly 117 housing units. 81% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100.

Net-net, 56517 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 56517 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 56517's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 56517, the field stays empty rather than modeled, and fills in as new documents post.

56517's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 56517 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

15/100
Composite stress
32/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 56517

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk66
56517 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 56517 by the numbers

The live 56517 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 56517 distress and acquisition report

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Built from public records, scored the same way everywhere · methodology

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