ZIP 56736 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 56736 in Polk County, Minnesota comes in at 14, a minimal composite-distress reading. The latent-versus-live split is 30/100 structural and 1/100 already moving. The pressure is most legible in construction/permit lag (47/100), structural risk (30/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.6% over the trailing year, and 21% higher over three years (phase confidence 54/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $81,500, median income runs near typical U.S. levels. The poverty rate is 6.2% — low. 670 residents call 56736 home, typically aged 56. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $417,100 (4.1× income). 91% of housing is owner-occupied. Rent burden reaches 11% of tenant households. DLRadar's demographic-stress index for the area reads 31/100. The ZIP holds roughly 878 housing units. Vacancy runs 64.1%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 56736 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 56736 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 56736 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Polk County, Minnesota and the nation. The score is rebuilt from public data as it updates, so 56736 reflects the current record instead of a stale or modeled snapshot.

The 14/100 figure for 56736 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 56736 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.