ZIP 56736 Property Distress & Foreclosure Data

ZIP code 56736 in Polk County, Minnesota carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 30/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (46/100), structural risk (30/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 4.1% year on year, and 21% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Median household income is $81,500, near the U.S. median near $78,000. 6.2% of residents fall below the poverty threshold. About 670 people live here, median age 56. Educational attainment sits at 22% bachelor's-or-above. Home values center near $417,100, an affordability ratio of 4.1×. Owners hold 91% of homes, renters 9%. Around 11% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 31/100. The ZIP holds roughly 878 housing units. The vacancy rate is 64.1% — elevated.

Net-net, 56736 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.