ZIP 56535 Property Distress & Foreclosure Data

DLRadar grades ZIP 56535 (Polk County, Minnesota) at a minimal 14/100 for overall property distress. Structural risk reads 30/100 against active distress of 1/100. Property-level stress concentrates in construction/permit lag (46/100), structural risk (30/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (61/100).

The market reads peak — home values rose 4.1% year on year, and 38% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $233,600, an affordability ratio of 3.7× — accessible. There are about 920 housing units across 56535. About 1,290 people live here, median age 41. Rent burden reaches 50% of tenant households. Vacancy runs 41.1%, above the national norm and a classic distress-and-opportunity signal. 11.8% of residents fall below the poverty threshold. Median household income is $57,917, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 36/100. Owners hold 74% of homes, renters 26%. Educational attainment sits at 19% bachelor's-or-above.

Net-net, 56535 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.