ZIP 56762 Foreclosure, Tax-Lien & Distress Report

ZIP code 56762 in Polk County, Minnesota carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (52/100), structural risk (28/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (4/100) stay muted. On the structural side it scores 28/100, with 1/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 21% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 10.8%. Rent burden reaches 33% of tenant households. There are about 1,109 housing units across 56762. About 20% have a four-year degree. Population is roughly 2,337 with a median age of 40. Median household income is $61,719, below the U.S. median near $78,000. Home values center near $160,100, an affordability ratio of 2.4× — accessible. On demographic stress specifically, 56762 scores 26/100. The tenure split is 78% owner-occupied to 22% rented. 12.0% of residents fall below the poverty threshold.

On balance 56762 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 56762 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 56762 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 56762 stays directly comparable to neighboring ZIPs and the rest of Polk County, Minnesota. Where the public record is thin for 56762, the field stays empty rather than modeled, and fills in as new documents post.

The 13/100 for 56762 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 56762 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.