ZIP 56738 Property Distress & Foreclosure Data

DLRadar grades ZIP 56738 (Marshall County, Minnesota) at a low 15/100 for overall property distress. The latent-versus-live split is 34/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (100/100), structural risk (34/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (4/100) stay muted.

Prices here sit in a peak phase: values rose 4.8% over the trailing year (phase confidence 37/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 608 housing units. The poverty rate is 7.2% — low. At $70,962, median income runs near typical U.S. levels. Around 7% of renters are cost-burdened. The typical home is worth about $187,200 (2.5× income, relatively affordable). Around 18% of adults hold a bachelor's degree or higher. The vacancy rate is 13.3% — elevated. The demographic-stress sub-score lands at 22/100. 85% of housing is owner-occupied. 1,407 residents call 56738 home, typically aged 40.

Taken together, 56738 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.