ZIP 56727 Property Distress & Foreclosure Data

ZIP code 56727 in Beltrami County, Minnesota carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 33/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (64/100), structural risk (33/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 3.5% year on year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 23/100. 4.2% of residents fall below the poverty threshold. The vacancy rate is 36.3% — elevated. Around 13% of renters are cost-burdened. Owners hold 92% of homes, renters 8%. The ZIP holds roughly 540 housing units. Median household income is $76,974, near the U.S. median near $78,000. About 879 people live here, median age 45. Educational attainment sits at 17% bachelor's-or-above. Home values center near $183,900, an affordability ratio of 2.2× — accessible.

Net-net, 56727 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.