ZIP 56763 Property Distress & Foreclosure Data

ZIP code 56763 in Roseau County, Minnesota carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 37/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (89/100), structural risk (37/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 4.8% year on year, and 13% higher over three years (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 28/100. Owners hold 75% of homes, renters 25%. Median household income is $70,357, near the U.S. median near $78,000. Around 32% of renters are cost-burdened. 12.6% of residents fall below the poverty threshold. Educational attainment sits at 21% bachelor's-or-above. The vacancy rate is 16.2% — elevated. About 5,161 people live here, median age 42. Home values center near $192,000, an affordability ratio of 2.6× — accessible. The ZIP holds roughly 2,394 housing units.

Net-net, 56763 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.