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ZIP 56714 Foreclosure, Tax-Lien & Distress Report

Roseau County, Minnesota · High Vacancy market

Roseau County, Minnesota's ZIP 56714 registers 17/100 composite distress, which DLRadar reads as low. Structural exposure scores 40 and live distress 1 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (99/100), structural risk (40/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values rose 3.4% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Educational attainment sits at 15% bachelor's-or-above. Around 30% of renters are cost-burdened. Roughly 11.2% live below the poverty line. A median home runs $157,100 here, or 2.2 times local income. There are about 548 housing units across 56714. The tenure split is 88% owner-occupied to 12% rented. Households earn a median $67,708 — below the roughly $78,000 national figure. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 25/100. About 1,115 people live here, median age 40.

Taken together, 56714 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 56714 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 56714 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Roseau County, Minnesota and the nation. The score is rebuilt from public data as it updates, so 56714 reflects the current record instead of a stale or modeled snapshot.

The 17/100 figure for 56714 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 56714 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

17/100
Composite stress
40/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 56714

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk48
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 56714 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic scoring, sourced entirely from public data · methodology

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