ZIP 56716 Property Distress & Foreclosure Data

Composite property distress in 56716 (Polk County, Minnesota) lands at 15/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (45/100), structural risk (32/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (67/100)). The latent-versus-live split is 32/100 structural and 1/100 already moving.

The peak-phase market in 56716 posted values that rose 4.0% over the year, and 9% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $56,781 — below the roughly $78,000 national figure. A median home runs $196,100 here, or 3.1 times local income. Roughly 15.1% live below the poverty line. On demographic stress specifically, 56716 scores 32/100. The ZIP holds roughly 4,435 housing units. About 31% have a four-year degree. The vacancy rate is 11.3% — elevated. Population is roughly 8,991 with a median age of 42. Around 54% of renters are cost-burdened. The tenure split is 64% owner-occupied to 36% rented.

On balance 56716 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.