ZIP 56716 Foreclosure, Tax-Lien & Distress Report

ZIP code 56716 in Polk County, Minnesota carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (45/100), structural risk (32/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (67/100). The split runs 32/100 structural to 1/100 active on the ground.

The expansion-phase market in 56716 posted values that rose 7.2% over the year, and 9% higher over three years (phase confidence 62/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $56,781 — below the roughly $78,000 national figure. The typical home is worth about $196,100 (3.1× income, relatively affordable). 15.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 4,435 housing units. Around 31% of adults hold a bachelor's degree or higher. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 8,991 with a median age of 42. Around 54% of renters are cost-burdened. 64% of housing is owner-occupied.

On balance 56716 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 56716 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 56716's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 56716, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

56716's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 56716 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.