ZIP 56723 Property Distress & Foreclosure Data

In Polk County, Minnesota, ZIP 56723 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (45/100), structural risk (32/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 32/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (68/100).

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 29% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 11.8% — elevated. The poverty rate is 5.0% — low. The ZIP holds roughly 371 housing units. 912 residents call 56723 home, typically aged 36. Around 32% of adults hold a bachelor's degree or higher. The typical home is worth about $225,000 (2.0× income, relatively affordable). Around 21% of renters are cost-burdened. The demographic-stress sub-score lands at 21/100. At $108,333, median income runs above typical U.S. levels. 84% of housing is owner-occupied.

On balance, 56723 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.