ZIP 56723 Foreclosure, Tax-Lien & Distress Report

ZIP 56723's composite property-distress score is 15/100 - DLRadar classes that as low for Polk County, Minnesota. The pressure is most legible in construction/permit lag (45/100), structural risk (32/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural exposure scores 32 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (68/100).

The market reads expansion — home values rose 7.2% year on year, and 29% higher over three years, at 63/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. 5.0% of residents fall below the poverty threshold. The ZIP holds roughly 371 housing units. About 912 people live here, median age 36. Educational attainment sits at 32% bachelor's-or-above. The typical home is worth about $225,000 (2.0× income, relatively affordable). Rent burden reaches 21% of tenant households. On demographic stress specifically, 56723 scores 21/100. At $108,333, median income runs above typical U.S. levels. The tenure split is 84% owner-occupied to 16% rented.

Overall 56723 looks resilient on the surface, so the edge is isolating individual stressed parcels. 56723 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 56723 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 56723 shows blanks, not estimates, wherever the record is sparse.

The 15/100 for 56723 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 56723 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.