ZIP 58275 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 58275 in Grand Forks County, North Dakota comes in at 14, a minimal composite-distress reading. On the structural side it scores 29/100, with 4/100 of stress already active. Its standout signals are institutional ownership (30/100), structural risk (29/100), construction/permit lag (16/100). On the quiet end sit construction/permit lag (16/100) and mortgage stress (13/100).

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, at 44/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Roughly 2.6% live below the poverty line, a low share typical of higher-equity areas. About 812 people live here, median age 44. The ZIP holds roughly 316 housing units. Around 37% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100. About 30% have a four-year degree. Households earn a median $92,917 — above the roughly $78,000 national figure. A median home runs $214,300 here, or 2.3 times local income. The vacancy rate is 7.0%. The tenure split is 83% owner-occupied to 17% rented.

On balance, 58275 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 58275 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 58275 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 58275, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 58275 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. Treat 58275 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.