Grand Forks County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Grand Forks County, ND distress report, 2026: 22 ZIPs scored in Grand Forks, ND, Grand Forks, ND average 14/100; the top Grand Forks, ND ZIP is 58201 at 15/100; Grand Forks, ND market phase expansion, Grand Forks, ND prices +7.2% year over year.

Grand Forks, ND ranks #2,810 nationally (opportunity index); Grand Forks, ND #46 in North Dakota; Grand Forks, ND index 24.4.
Grand Forks, ND: no CFPB county sample; Grand Forks, ND state reading 0.6%.
Grand Forks, ND ZIP phases: 19 expansion, 3 peak.
Grand Forks, ND residential listings tracked: 82 across 16 ZIPs; Grand Forks, ND candidate listings 9.
Grand Forks, ND HUD assisted properties: 15 with 742 units.
Grand Forks, ND lenders on watch: 8; largest Grand Forks, ND footprint Alerus Financial Na (4 branches).
Grand Forks, ND most distressed ZIP: 58201 at 15/100.

Grand Forks, ND figures: DLRadar distress index; Grand Forks, ND inputs: CFPB, FHFA, HUD, FDIC; Grand Forks, ND rebuilt as sources refresh.

Rank	Grand Forks, ND ZIP	Score
1	58201	15/100
2	58202	15/100
3	58203	15/100
4	58204	15/100
5	58205	15/100
6	58214	15/100
7	58228	15/100
8	58235	15/100
9	58244	15/100
10	58251	15/100
11	58256	15/100
12	58258	15/100

Most distressed Grand Forks, ND ZIPs (0-100, 2026)

Mortgage delinquency around Grand Forks, ND

No CFPB county sample covers Grand Forks, ND; the state reading for Grand Forks, ND: 0.6% ninety-plus; Grand Forks, ND area thirty-to-eighty-nine 1.3% (December 2025, Grand Forks, ND).

Opportunity index: Grand Forks, ND

Grand Forks, ND index 24.4, Grand Forks, ND phase weak; Grand Forks, ND primary driver bank institutional, Grand Forks, ND second driver vacancy. Grand Forks, ND components: property stress 16.8, foreclosure pressure 11.8, listing discounts 26.0, bank stress 49.0, insurance 0.0; Grand Forks, ND pulse 24.7; Grand Forks, ND capital opportunity 24.0; Grand Forks, ND seven-day change +0.2%.

ZIP market phases inside Grand Forks, ND

22 Grand Forks, ND ZIPs carry a price-cycle phase; Grand Forks, ND ZIPs by phase (Grand Forks, ND), deepest drawdown first: peak, +4.6% YoY, 0.0% off peak (Grand Forks, ND): 58212, 56744; peak, +4.8% YoY, 0.0% off peak (Grand Forks, ND): 58240; expansion, +5.3% YoY, 0.0% off peak (Grand Forks, ND): 58261, 58233; expansion, +5.4% YoY, 0.0% off peak (Grand Forks, ND): 58231; expansion, +6.3% YoY, 0.0% off peak (Grand Forks, ND): 58275; expansion, +6.4% YoY, 0.0% off peak (Grand Forks, ND): 58266; expansion, +7.1% YoY, 0.0% off peak (Grand Forks, ND): 58267; expansion, +7.2% YoY (Grand Forks, ND): 58201, 58202, 58203, 58204, Grand Forks, ND 58205, 58214, 58228.

Residential listings by Grand Forks, ND ZIP

Grand Forks, ND ZIPs with the most tracked Grand Forks, ND residential listings: 58201 58 listings, 6 candidates, bank pressure 62; 58203 19 listings, 0 candidates, bank pressure 62; 58278 3 listings, 3 candidates, bank pressure 62; 58251 1 listings, 0 candidates, bank pressure 62 (Grand Forks, ND); 58258 1 listings, 0 candidates, bank pressure 62; 58202 0 listings, 0 candidates, bank pressure 62; 58204 0 listings, 0 candidates, bank pressure 62; 58205 0 listings, 0 candidates, bank pressure 62. Grand Forks, ND totals: 82 listings; Grand Forks, ND candidates 9; active ZIPs 5.

HUD assisted housing in Grand Forks, ND

15 assisted properties with 742 units sit in Grand Forks, ND; largest Grand Forks, ND properties: Aspen Lofts Apartments (Grand Forks) 150 units; Cherry Heights Oak Manor (Grand Forks) 124 units, 124 assisted; Columbia Square South (Grand Forks) 72 units, 72 assisted in Grand Forks, ND; Lagrave Place (Grand Forks) 66 units, 66 assisted; Continental Homes (Grand Forks) 64 units, 64 assisted; University Square (Grand Forks) 60 units, 60 assisted.

Lenders with branches in Grand Forks, ND

Grand Forks, ND lenders by branch count: Alerus Financial Na (Grand Forks, ND): stress 51, 4 branches low in Grand Forks, ND; Gate City Bank (Grand Forks, ND): stress 76, 3 branches moderate in Grand Forks, ND; American Federal Bank (Grand Forks, ND): stress 73, 2 branches low in Grand Forks, ND; Choice Financial Group (Grand Forks, ND): stress 60, 2 branches moderate in Grand Forks, ND; First State Bank (Grand Forks, ND): stress 50, 2 branches low in Grand Forks, ND; Bell Bank (Grand Forks, ND): stress 73, 1 branch moderate in Grand Forks, ND; First International B&T (Grand Forks, ND): stress 72, 1 branch moderate in Grand Forks, ND; United Valley Bank (Grand Forks, ND): stress 67, 1 branch moderate in Grand Forks, ND.

Vacancy and permits, Grand Forks, ND

2,596 of 33,891 Grand Forks, ND housing units are vacant; Grand Forks, ND permits, twelve months: 73 multifamily units in Grand Forks, ND, 158 one-to-four unit units.

Work Grand Forks, ND at the parcel level

Every Grand Forks, ND parcel carries owner and address; every Grand Forks, ND parcel carries APN; Grand Forks, ND distress scores sit on the Grand Forks, ND live board.

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Grand Forks, ND figures refresh with each source.

Grand Forks, ND questions

Most distressed ZIP code in Grand Forks County, ND?

ZIP 58201 leads Grand Forks, ND at 15/100; next in Grand Forks, ND: 58202 at 15/100; the Grand Forks, ND average is 14/100.

Where does Grand Forks County, ND rank for investment opportunity?

Grand Forks, ND is #2,810 among all ranked counties, #46 in North Dakota; the Grand Forks, ND driver is bank institutional; Grand Forks, ND moved up 244 places.

How many mortgages are delinquent in Grand Forks County, ND?

Grand Forks, ND takes the state reading of 0.6% for December 2025; no CFPB county sample covers Grand Forks, ND.

Which banks lend in Grand Forks County, ND?

8 watched lenders hold Grand Forks, ND branches; the largest Grand Forks, ND footprints are Alerus Financial Na (4), Gate City Bank (3), American Federal Bank (2).

More on Grand Forks, ND

Grand Forks County, ND distress report: public-record figures for Grand Forks, ND; not legal advice for Grand Forks, ND; not tax or investment advice; verify every Grand Forks, ND record before acting.