Grand Forks County, ND: Home-Insurance Distress & Forced-Sale Pressure
Grand Forks County, ND: 21/100 (low) home-insurance distress; Grand Forks, ND band LOW; Grand Forks, ND #2,228 of 3,222 counties; Grand Forks, ND #18 of 53 in North Dakota; raw Grand Forks, ND 27.4; Grand Forks, ND coverage multiplier 0.85.
FEMA hazard, Grand Forks, ND: 40/100; Grand Forks, ND declarations, three years: 3; Grand Forks, ND perils: 3 severe-storm; Grand Forks, ND five-year count 6 (severity 9.0); Grand Forks, ND ten-year 6; hazard-weighted, Grand Forks, ND: 3.0.
Declared incidents on the Grand Forks, ND record: 2025 Severe Storm 2; 2023 Flood 1 (Grand Forks, ND).
NFIP claims, Grand Forks, ND, three years: none; Grand Forks, ND claim-stress 0/100.
Grand Forks, ND monthly score fell, 26 (March 2026) to 20 (October 2026); Grand Forks, ND by month: March 26, April 26, May 24, June 24 (Grand Forks, ND), July 23, August 21, September 21, October 20.
Grand Forks, ND components: climate 40; Grand Forks, ND retreat index 20; Grand Forks, ND climate multiplier 0.85.
Construction distress, Grand Forks, ND: 15/100 as of August 2026 (Grand Forks, ND: 38/100 one-to-four unit, 0/100 multifamily).
Grand Forks, ND ZIPs, June 2026 (Grand Forks, ND, 16 highest): score 0 (Grand Forks, ND), climate 63 (Grand Forks, ND): 58201, 58202, 58203, 58204, Grand Forks, ND 58205, 58214, 58228, 58235, Grand Forks, ND 58244, 58251, 58256, 58258, Grand Forks, ND 58278; score 0 (Grand Forks, ND), climate 61 (Grand Forks, ND): 58267; score 0 (Grand Forks, ND), climate 50 (Grand Forks, ND): 58275; score 0 (Grand Forks, ND), climate 47 (Grand Forks, ND): 58231.
DLRadar rescores Grand Forks, ND monthly; Grand Forks, ND readings join Grand Forks, ND foreclosure, lien and ownership parcels (Grand Forks, ND), so cost-squeezed Grand Forks, ND owners surface before listing.
Inside North Dakota, Grand Forks County ranks 18th of 53 counties for home-insurance distress at 21/100; Foster County (21/100) sits just above Grand Forks County, and Grant County (21/100) sits just below Grand Forks County.
Deterministic. Every Grand Forks County, ND signal traces to a public Grand Forks dataset (FEMA, NFIP, Census for Grand Forks, ND) · how insurance distress works in Grand Forks, ND · methodology
FAQ: Grand Forks County, ND insurance distress
What is the Grand Forks County, ND home-insurance-distress score?
Grand Forks, ND: 21/100 (LOW), #2,228 of 3,222, #18 in North Dakota. FEMA hazard, Grand Forks, ND: 40/100; NFIP stress, Grand Forks, ND: 0/100; construction, Grand Forks, ND: 15/100; Grand Forks, ND rescores monthly.
Is Grand Forks County insurance distress getting better or worse (ND)?
Grand Forks, ND: 26 in March 2026; Grand Forks, ND: 20 in October 2026 (better); Grand Forks, ND climate component 40.
Which Grand Forks County ZIP codes carry the most insurance distress (ND)?
Grand Forks, ND, June 2026: 58201 at 0, 58202 at 0, 58203 at 0, 58204 at 0; Grand Forks, ND climate scores there: 63, 63, 63, 63.
Why does Grand Forks, ND insurance distress create sellers?
A Grand Forks, ND premium outruns the Grand Forks, ND budget; a carrier leaves Grand Forks, ND; Grand Forks, ND carrying cost passes plan; Grand Forks, ND owners sell while current; Grand Forks, ND insurance distress leads Grand Forks, ND foreclosure data.