ZIP 58251 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 58251 (Grand Forks County, North Dakota) at a low 15/100 for overall property distress. Property-level stress concentrates in structural risk (32/100), institutional ownership (23/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (11/100) register low. Structural exposure scores 32 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (63/100)).

The market reads expansion — home values rose 7.2% year on year, and 25% higher over three years, at 63/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 965 housing units. On demographic stress specifically, 58251 scores 24/100. Median household income is $93,155, above the U.S. median near $78,000. Rent burden reaches 39% of tenant households. The vacancy rate is 13.8% — elevated. About 26% have a four-year degree. 4.3% of residents fall below the poverty threshold. 1,955 residents call 58251 home, typically aged 47. Home values center near $232,300, an affordability ratio of 2.3× — accessible. 86% of housing is owner-occupied.

On the whole, 58251 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 58251 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 58251's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 58251, the field stays empty rather than modeled, and fills in as new documents post.

58251's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 58251 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.