ZIP 56644 Foreclosure, Tax-Lien & Distress Report

ZIP code 56644 in Clearwater County, Minnesota carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. The split runs 28/100 structural to 2/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (28/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 37.8%, above the national norm and a classic distress-and-opportunity signal. 746 residents call 56644 home, typically aged 43. The poverty rate is 13.5%. Around 33% of renters are cost-burdened. The tenure split is 82% owner-occupied to 18% rented. Educational attainment sits at 14% bachelor's-or-above. Households earn a median $53,750 — below the roughly $78,000 national figure. The typical home is worth about $218,300 (2.9× income, relatively affordable). On demographic stress specifically, 56644 scores 31/100. There are about 551 housing units across 56644.

Taken together, 56644 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 56644 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 56644's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 56644 shows as blanks, never estimates, and the score updates on every fresh public filing.

56644's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 56644 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.