ZIP 56644 Property Distress & Foreclosure Data

Composite property distress in 56644 (Clearwater County, Minnesota) lands at 2/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 3/100, with 2/100 of stress already active. The sharpest non-environmental signals are mortgage stress (6/100), institutional ownership (3/100), structural risk (3/100). On the quiet end sit institutional ownership (3/100) and structural risk (3/100).

The peak-phase market in 56644 posted values that rose 4.8% over the year (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 37.8% — elevated. Population is roughly 746 with a median age of 43. Roughly 13.5% live below the poverty line. Around 33% of renters are cost-burdened. The tenure split is 82% owner-occupied to 18% rented. About 14% have a four-year degree. Households earn a median $53,750 — below the roughly $78,000 national figure. A median home runs $218,300 here, or 2.9 times local income. On demographic stress specifically, 56644 scores 31/100. The ZIP holds roughly 551 housing units.

On the whole, 56644 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

2/100
Composite stress
3/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 56644

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk8
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Clearwater County

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Deterministic. Every signal traces to a public dataset · methodology