Clearwater County, MN: Foreclosures, Tax Liens & Distressed Properties

Clearwater County, MN, Minnesota: 11 ZIP codes scored, Clearwater County, MN averaging 11/100 (minimal, Clearwater, MN), from 7 to 16. Clearwater County, MN is in its peak phase (Clearwater, MN confidence 28/100): Clearwater, MN home prices up 3.4% (Clearwater, MN) over twelve months. Clearwater County, MN lender headwind: 54/100.

Highest-scoring Clearwater County, MN ZIPs: 56646 (16/100), 56644 (12/100), 56678 (12/100), 56557 (11/100), 56621 (11/100), 56634 (11/100). Also scored in Clearwater County, MN: 56671, 56676, 56470, 56652, 56589.

Across Clearwater County, MN's scored ZIPs: median home value $197,336, household income $64,472, 27.2% vacancy, 13.4% poverty, 81% owner-occupied, median age 40.1.

Clearwater County, MN insurance distress 0/100 (#2,752 in the US); FEMA hazard 0/100 for Clearwater, MN; Clearwater, MN construction distress 81/100.

4 banks with 4 branches lend in Clearwater County, MN; Clearwater, MN weighted bank stress 59/100, highest 77/100 in Clearwater, MN.

Clearwater County, MN unemployment 7.6% (Clearwater, MN -5.4 pts, six months); 1 new housing units permitted in Clearwater County, MN over twelve months, Clearwater, MN down 88% from 8; Clearwater, MN home prices +5.9% a year (Clearwater, MN) over three years.

4,468 housing units in Clearwater County, MN; 612 Clearwater, MN renter households; 33% of Clearwater, MN renters spend 30%+ of income on rent, 12% (Clearwater, MN) half or more.

Clearwater County, MN ranks #2,055 nationally on the opportunity index (Clearwater, MN, among all ranked counties); Clearwater, MN scores 27.5/100 and Clearwater, MN sits #29 inside Minnesota. Clearwater, MN is in the weak opportunity phase; Clearwater, MN's primary driver is vacancy, Clearwater, MN second driver construction; Clearwater, MN moved down 1,103 places. 37 days on market observed in Clearwater, MN; 23.7% vacancy over 11 Clearwater, MN ZIPs.

No CFPB county sample covers Clearwater County, MN. The non-metro area reading for Clearwater, MN: 1.0% ninety-plus days late; Clearwater, MN's thirty-to-eighty-nine share is 2.2% (Clearwater, MN, December 2025 data); Minnesota overall 0.6%.

Clearwater County, MN has 2 watched banks; 2 Clearwater, MN banks sit in an elevated band. Clearwater, MN footprints: First Nb Of Bagley (1 branch, stress 77) in Clearwater, MN; Northern Stb Of Gonvick (1 branch, stress 38) in Clearwater, MN.

1,129 of the 4,468 housing units in Clearwater, MN sit vacant. Clearwater County, MN permitted 0 multifamily units in twelve months; Clearwater, MN's one-to-four unit structures added 1 units in Clearwater County, MN.