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Where stress is building, how the cycle is turning, and what is live now.

Clearwater County, MN: Foreclosures, Tax Liens & Distressed Properties

Clearwater County, Minnesota is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. The county's lending-headwind score sits at 54/100 (moderate). Across its ZIPs, composite distress spans 7 to 14 out of 100. The county spans 11 scored ZIP codes, averaging 10/100 composite distress.

The peak-phase county posted home values that rose 3.4% over twelve months, a 28/100-confidence read. With values leveling off, broad sweeps stop paying as the ZIP scores below show.

Clearwater County's topped-out +3.4% YoY (28/100 confidence) means the wins are surgical — target the few ZIPs carrying distress. A mid-cycle 54/100 lender reading implies mixed owner- and bank-driven distress.

By composite, 56646 (14/100), 56644 (12/100), 56678 (12/100), 56621 (11/100), 56634 (11/100), 56470 (10/100) top the county — tap any ZIP to go deeper. Other tracked Clearwater County ZIPs include 56557, 56652, 56671, 56676, 56589.

Underneath the scores, Clearwater County's scored ZIPs run vacancy near 27.2%, residents with a median age around 40.1, a 13.4% poverty rate, 81% owner-occupancy, incomes around $64,472, home values averaging roughly $197,336, below the US. Taken together, they signal where pressure builds and how liquid the exit will be.

Net of it all, 10/100 over 11 ZIPs means the edge is selective acquisition — work it parcel by parcel. Unlock Clearwater County to see every parcel's owner and contact detail, APN, its own score, the lender behind it and an exit read.

No county is too small to score: Clearwater County, Minnesota runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Clearwater County's numbers mean exactly what they mean anywhere else in Minnesota.

Used properly, Clearwater County, Minnesota's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Clearwater County as a whole. What supports the Clearwater County read is documentary: filings from the recorder and courts, federal price and bank data, and blanks wherever coverage is thin.

The ZIP breakdown for Clearwater County leads with 56646 (14/100), 56644 (12/100), 56678 (12/100), 56621 (11/100), 56634 (11/100), 56470 (10/100). DLRadar also scores 56557, 56652, 56671, 56676, 56589 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Clearwater County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.

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Peak
Market phase
3.4%
HPI YoY
0%
Drawdown
28
Confidence
Live sampleSample: distressed properties in Clearwater County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
56646MN14
56644MN12
56678MN12
56621MN11
56634MN11
56470MN10
56557MN9
56652MN9
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Top Clearwater County ZIP codes by stress score

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Owner, mailing address, APN and a per-parcel distress score for each Clearwater County property — plus capital sources and a closing network.

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One signal rarely closes a deal. DLRadar stacks this layer with foreclosure, lien, insurance and lender pressure, then hands you the operators and funding to act on it.

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STEP 1
Scan scored supply
STEP 2
Confirm the parcel
STEP 3
Prepare the offer
STEP 4
Source the funding
Same model in every county Rules-based, not generative Every score traces to a public record Auditable end to end

What else sits behind this data

Each layer answers a different question: is the market moving, is credit tightening, and which parcel is it.

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