ZIP 56621 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 56621 (Clearwater County, Minnesota) at a minimal 11/100 for overall property distress. Its standout signals are construction/permit lag (100/100), structural risk (27/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). Structural risk reads 27/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 28% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 21.8% — elevated. The ZIP holds roughly 2,144 housing units. On demographic stress specifically, 56621 scores 26/100. At $63,750, median income runs below typical U.S. levels. About 4,355 people live here, median age 42. Roughly 11.7% live below the poverty line. The tenure split is 79% owner-occupied to 21% rented. Around 16% of renters are cost-burdened. Home values center near $185,000, an affordability ratio of 2.8× — accessible. Around 19% of adults hold a bachelor's degree or higher.

Net-net, 56621 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 56621 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 56621 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56621 can be compared directly against any other ZIP in Clearwater County, Minnesota or nationwide. The score is rebuilt from public data as it updates, so 56621 reflects the current record instead of a stale or modeled snapshot.

The 11/100 for 56621 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 56621 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.