ZIP 56676 Foreclosure, Tax-Lien & Distress Report
Clearwater County, Minnesota · High Vacancy market
ZIP 56676's composite property-distress score is 10/100 - DLRadar classes that as minimal for Clearwater County, Minnesota. Leading the profile are construction/permit lag (53/100), structural risk (22/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Structurally it carries 22/100, against 1/100 of stress already in motion.
Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 20% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
91% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 26/100. 1,812 residents call 56676 home, typically aged 42. At $67,679, median income runs below typical U.S. levels. The typical home is worth about $209,600 (2.8× income, relatively affordable). About 23% have a four-year degree. The ZIP holds roughly 1,059 housing units. Rent burden reaches 22% of tenant households. Vacancy runs 29.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 9.0%.
On the whole, 56676 leans distressed, with opportunity clustered in specific stressed parcels. While 56676 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 56676 runs through one identical scoring model, so its 10/100 sits on the same scale as every other ZIP in Clearwater County, Minnesota and the nation. Nothing here is interpolated — where a source is thin for 56676, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 56676's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 56676 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 56676
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
56676 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 56676, the same set carried on every parcel.
Other Clearwater County ZIP codes
Nearest ZIP codes to 56676
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Clearwater County, Minnesota
Other reports tied to Clearwater County, Minnesota — ZIP, county and statewide.
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Each signal above is traceable to an open dataset · methodology