ZIP 56634 Property Distress & Foreclosure Data

DLRadar grades ZIP 56634 (Clearwater County, Minnesota) at a minimal 1/100 for overall property distress. Property-level stress concentrates in mortgage stress (6/100), institutional ownership (3/100), structural risk (2/100). By contrast, institutional ownership (3/100) and structural risk (2/100) register low. Structural risk reads 2/100 against active distress of 2/100.

The market reads peak — home values rose 4.8% year on year, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 21.7%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 30/100. Home values center near $216,400, an affordability ratio of 2.7× — accessible. Owners hold 76% of homes, renters 24%. 9.9% of residents fall below the poverty threshold. Median household income is $72,500, near the U.S. median near $78,000. There are about 784 housing units across 56634. Educational attainment sits at 21% bachelor's-or-above. About 1,786 people live here, median age 38. Rent burden reaches 41% of tenant households.

Net-net, 56634 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.