ZIP 55742 Property Distress & Foreclosure Data

In Itasca County, Minnesota, ZIP 55742 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (36/100), institutional ownership (35/100), mortgage stress (18/100). institutional ownership (35/100) and mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (75/100), FEMA disaster exposure (64/100). On the structural side it scores 36/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 3.3% over the trailing year (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

14.4% of residents fall below the poverty threshold. Owners hold 96% of homes, renters 4%. The ZIP holds roughly 237 housing units. Around 60% of renters are cost-burdened. 222 residents call 55742 home, typically aged 54. DLRadar's demographic-stress index for the area reads 35/100. Educational attainment sits at 20% bachelor's-or-above. Home values center near $221,700, an affordability ratio of 3.1× — accessible. Median household income is $61,944, below the U.S. median near $78,000. The vacancy rate is 51.5% — elevated.

Taken together, 55742 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.