ZIP 55742 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 55742 (Itasca County, Minnesota) at a low 25/100 for overall property distress. Leading the profile are construction/permit lag (75/100), structural risk (54/100), institutional ownership (32/100). institutional ownership (32/100) and mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (75/100). Structural risk reads 54/100 against active distress of 5/100.

The peak-phase market in 55742 posted values that rose 2.7% over the year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 14.4%. Owners hold 96% of homes, renters 4%. The ZIP holds roughly 237 housing units. Around 60% of renters are cost-burdened. Population is roughly 222 with a median age of 54. On demographic stress specifically, 55742 scores 35/100. Educational attainment sits at 20% bachelor's-or-above. The typical home is worth about $221,700 (3.1× income, relatively affordable). Median household income is $61,944, below the U.S. median near $78,000. Vacancy runs 51.5%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 55742 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 55742 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 55742's 25/100 can be lined up against any neighbor in Itasca County, Minnesota or any ZIP coast to coast. Where the record is thin for 55742, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 55742 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 55742 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.