ZIP 55775 Property Distress & Foreclosure Data

DLRadar grades ZIP 55775 (Itasca County, Minnesota) at a low 18/100 for overall property distress. Property-level stress concentrates in structural risk (36/100), institutional ownership (35/100), mortgage stress (18/100). institutional ownership (35/100) and mortgage stress (18/100) stay muted. On the structural side it scores 36/100, with 5/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (75/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 6% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 757 housing units. DLRadar's demographic-stress index for the area reads 33/100. 7.9% of residents fall below the poverty threshold. Around 80% of renters are cost-burdened. 1,309 residents call 55775 home, typically aged 49. Educational attainment sits at 31% bachelor's-or-above. Owners hold 93% of homes, renters 7%. Home values center near $234,000, an affordability ratio of 2.8× — accessible. Median household income is $81,250, near the U.S. median near $78,000. The vacancy rate is 26.6% — elevated.

Taken together, 55775 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.