ZIP 56637 Foreclosure, Tax-Lien & Distress Report

In Itasca County, Minnesota, ZIP 56637 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: structural risk (33/100), institutional ownership (28/100), mortgage stress (18/100). By contrast, institutional ownership (28/100) and mortgage stress (18/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (75/100). Structural risk reads 33/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 2.7% over the trailing year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 176 housing units. On demographic stress specifically, 56637 scores 27/100. Median household income is $61,875, below the U.S. median near $78,000. About 9% have a four-year degree. Around 0% of renters are cost-burdened. 182 residents call 56637 home, typically aged 51. A median home runs $235,700 here, or 3.5 times local income. Vacancy runs 50.6%, above the national norm and a classic distress-and-opportunity signal. 8.2% of residents fall below the poverty threshold. Owners hold 95% of homes, renters 5%.

Taken together, 56637 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 56637 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 56637's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 56637 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

56637's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 56637 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.