ZIP 56637 Foreclosure, Tax-Lien & Distress Report
Itasca County, Minnesota · High Vacancy market
In Itasca County, Minnesota, ZIP 56637 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: construction/permit lag (75/100), structural risk (53/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (18/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (75/100). Structural risk reads 53/100 against active distress of 5/100.
Prices here sit in a peak phase: values rose 2.7% over the trailing year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 176 housing units. On demographic stress specifically, 56637 scores 27/100. Median household income is $61,875, below the U.S. median near $78,000. About 9% have a four-year degree. Around 0% of renters are cost-burdened. 182 residents call 56637 home, typically aged 51. A median home runs $235,700 here, or 3.5 times local income. Vacancy runs 50.6%, above the national norm and a classic distress-and-opportunity signal. 8.2% of residents fall below the poverty threshold. Owners hold 95% of homes, renters 5%.
Taken together, 56637 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 56637 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 56637's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 56637 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
56637's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 56637 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 56637
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
56637 at a glance
56637 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Itasca County ZIP reports
Nearest ZIP codes to 56637
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Itasca County, Minnesota
Keep going: ZIP, county and state distress coverage for Itasca County, Minnesota.
Unlock parcel-level detail for ZIP 56637
The full 56637 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology