ZIP 56628 Property Distress & Foreclosure Data

ZIP code 56628 in Itasca County, Minnesota carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (75/100), FEMA disaster exposure (64/100). The latent-versus-live split is 36/100 structural and 5/100 already moving. What sets it apart are the readings on structural risk (36/100), institutional ownership (35/100), mortgage stress (18/100). By contrast, institutional ownership (35/100) and mortgage stress (18/100) register low.

The market reads peak — home values rose 3.3% year on year, and 37% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Median household income is $58,631, below the U.S. median near $78,000. 14.1% of residents fall below the poverty threshold. Owners hold 88% of homes, renters 12%. Educational attainment sits at 16% bachelor's-or-above. Around 51% of renters are cost-burdened. The vacancy rate is 59.8% — elevated. The ZIP holds roughly 1,656 housing units. DLRadar's demographic-stress index for the area reads 38/100. Home values center near $244,700, an affordability ratio of 4.0× — accessible. About 1,649 people live here, median age 57.

Net-net, 56628 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.