ZIP 56628 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 56628 (Itasca County, Minnesota) returns a low composite of 25/100. Environmental exposure also runs high (climate & FEMA risk (75/100)). Structural exposure scores 53 and live distress 5 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (75/100), structural risk (53/100), institutional ownership (32/100). On the quiet end sit institutional ownership (32/100) and mortgage stress (18/100).

The market reads peak — home values rose 2.7% year on year, and 37% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $58,631 — below the roughly $78,000 national figure. 14.1% of residents fall below the poverty threshold. The tenure split is 88% owner-occupied to 12% rented. About 16% have a four-year degree. Rent burden reaches 51% of tenant households. Vacancy runs 59.8%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,656 housing units. DLRadar's demographic-stress index for the area reads 38/100. The typical home is worth about $244,700 (4.0× income, relatively affordable). About 1,649 people live here, median age 57.

On the whole, 56628 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 56628 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 56628 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56628 can be compared directly against any other ZIP in Itasca County, Minnesota or nationwide. Where the record is thin for 56628, the field stays empty rather than modeled, and fills in as new documents post.

Behind 56628's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 56628 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.